I have given 2 months notice to my existing landlord and must leave my rented apartment in Barlestone by 15/7/2025. Conveyancing for my house purchase has just started. Can I complete in three weeks as don't want to have to find temporary accommodation?
Generally one should not provide notice for your tenancy until you have exchanged. Assuming that you have not previously done so, notify to your lawyer and request that they apply pressure on the other side, try to an agreed time frame that everyone will work to achieve
My uncle passed away six months ago and as sole heir and executor I was left the house in Barlestone. The house had a relatively small loan left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
My friend recommended that if I am purchasing in Barlestone I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Barlestone conveyancing searches. It is a large report of about 40 pages, listing and setting out important information about Barlestone around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Barlestone Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Barlestone.
Just had an offer accepted on a new build flat in Barlestone. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Barlestone
-
Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
My husband and I are new on the property ladder - had an offer accepted, yet the agent told us that the owners will only move forward if we appoint the agent's chosen solicitors as they are insisting on an ‘expedited deal’. We would rather use a local conveyancer who is familiar with conveyancing in Barlestone
We suspect that the seller is not behind this requirement. If they desire ‘a quick sale', alienating a genuine buyer is is going to put the whole deal at risk. Contact the sellers directly and explain that (a)you are serious buyers (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to use your preferred Barlestone conveyancing firm - not the ones that will earn their estate agent a kickback or hit his conveyancing figures set by senior management.
I dont have enough spare money to pay a 10% deposit on my flat purchase in Barlestone , but I am keen exchange. Do I have options?
One option is to try and accept a lesser deposit. Many sellers will accept a lesser deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last moment