Find a Lender-Approved Local Conveyancer in Ashby de la Zouch

Ready to buy a new home? Find a law firm approved by your lender.

Selecting the right solicitor is the most important decision when it comes to your Ashby de la Zouch house move

Reasons to use our Ashby de la Zouch conveyancing solicitors

  • 1 The firms listed on our web pages have a variation of conveyancing solicitors, legal executives and support staff handling over one hundred thousand cases annually.
  • 2 Ashby de la Zouch conveyancing lawyers are likely to have connections at the local Land Registry Office, Local Authority and property agents
  • 3 The Ashby de la Zouch conveyancing firms that are identified are committed to providing value for money, efficient and transparent conveyancing service to home buyers, sellers and investors in Ashby de la Zouch
  • 4 Low cost packages from online conveyancers might be tempting. However, these organisations are often based many miles away with little appreciation of the factors that impact property transactions in Ashby de la Zouch
  • 5 Ashby de la Zouch conveyancer are the key to a successful Ashby de la Zouch conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing

Examples of recent conveyancing in Ashby de la Zouch since March 2024*

Recently asked questions about conveyancing in Ashby de la Zouch

Forgive me if this question is silly but I am wet behind the ears as FTB of a two bedroom flat in Ashby de la Zouch. Do I receive the keys to the property on completion from my conveyancer? If this is the case, I will use a local conveyancing solicitor in Ashby de la Zouch?

On the day of completion you will not be required to attend the conveyancers office in Ashby de la Zouch. Your solicitors will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be called to pick up the keys from the property Agents and move into your new home. Usually this occurs early afternoon.

When it comes to mortgage companies such as Nationwide, do Ashby de la Zouch solicitors incur a fee to be on the list of approved solicitors?

We are unaware of any lender fees to register on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.

It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Ashby de la Zouch building society branch on various occasions and was told it does not affect the mortgage offer and they will lend. My Ashby de la Zouch conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

Your property lawyer has to comply with the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I note that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Ashby de la Zouch? or Apparently there is a law dating back centuries that could mean that house owners living in a parish church boundary will be compelled to contribute towards repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Ashby de la Zouch?

Unless a previous purchase of the premises took place post 12 October 2013 you may expect conveyancing practitioners handling conveyancing in Ashby de la Zouch to continue to recommend a chancel search and or chancel repair liability policy.

How does conveyancing in Ashby de la Zouch differ for new build properties?

Most buyers of new build premises in Ashby de la Zouch come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is constructed. This is because house builders in Ashby de la Zouch usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ashby de la Zouch or who has acted in the same development.

I am looking for a ground for flat up to £305k and identified one close by in Ashby de la Zouch I like with open areas and transport links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Ashby de la Zouch for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan that many years will be an issue. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.

What does commercial conveyancing in Ashby de la Zouch cover?

Ashby de la Zouch conveyancing for business premises covers a wide array of services, offered by qualified solicitors, relating to business premises. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.

I have just appointed agents to market my basement apartment in Ashby de la Zouch. Conveyancing has not commenced, but I have just had a half-yearly service charge invoice – what should I do?

It best that you clear the maintenance contribution as usual as all rents and service invoices will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.

Leasehold Conveyancing in Ashby de la Zouch - A selection of Queries before buying

    What restrictions are contained in the Ashby de la Zouch Lease? You should be aware that where the lease has no more than 80 years it will have adverse implications on the marketability of the apartment. It is worth checking with your bank that they are willing to go ahead with the loan given the lease term. A short lease means that you will most likely need a lease extension at some point and you need to have some idea of how much this would cost. Remember, in most cases you would need to own the premises for 24 months before you are entitled to carry out a lease extension. How many of the leaseholders are in arrears for their maintenance charge payments?

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Residential Landlord and Tenant Conveyancing solicitors in Ashby de la Zouch

The list below is a non-comprehensive list of solicitors in Ashby de la Zouch specialising in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on service charge disputes and the right to manage

  • John Martin Crane Limited, 29-30 South Street, Ashby-de-la-Zouch, Leicestershire, LE65 1BT
  • Nbm Eason, Castle House, South Street, Ashby-de-la-Zouch, Leicestershire, LE65 1BQ
  • S W R Musson Limited, 4-8 Kilwardby Street, Ashby-de-la-Zouch, Leicestershire, LE65 2FU
  • Fishers Dewes Solicitors, 4-8 Kilwardby Street, Ashby-de-la-Zouch, Leicestershire, LE65 2FU
  • Crane And Walton Llp, 21-25 London Road, Coalville, Leicestershire, LE67 3JB

Commercial Conveyancing solicitors in Ashby de la Zouch regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Ashby de la Zouch with expertise in commercial conveyancing in Ashby de la Zouch. This will likely include advice on granting a lease to a commercial tenant
  • John Martin Crane Limited, 29-30 South Street, Ashby-de-la-Zouch, Leicestershire, LE65 1BT
  • Nbm Eason, Castle House, South Street, Ashby-de-la-Zouch, Leicestershire, LE65 1BQ
  • S W R Musson Limited, 4-8 Kilwardby Street, Ashby-de-la-Zouch, Leicestershire, LE65 2FU
  • Fishers Dewes Solicitors, 4-8 Kilwardby Street, Ashby-de-la-Zouch, Leicestershire, LE65 2FU
  • Mander Cruickshank Solicitors Llp, Berrisford Row, 101-105 Belvoir Road, Coalville, Leicestershire, LE67 3PH

Home selling conveyancing in Ashby de la Zouch usually entails the following:

  • Property lawyer instructed by the seller on acceptance of the offer
  • Collating the documents evidencing the title to the property
  • Drafting contract and related documents
  • Supplying draft papers to the property lawyer retained by the purchaser
  • Negotiating contracts and responding to supplemental questions from the buyer’s property lawyer
  • Negotiating the transfer document
  • Replying to requisitions raised by the purchaser’s property lawyer
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Receiving sale proceeds and wiring funds to the owner, the estate agent and repaying the home loan (where appropriate)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.