I'm in the process of switching my domestic loan to a BTL Halifax mortgage. I was told by my mortgage that I need a lawyer for this. I had a chat the same Broughton Astley conveyancing solicitor who acted on my behalf when I originally bought the premises. The fee calculation sent of £500 has surprised me as I am not require purchase conveyancing - it’s just a bog-standard refinance.
The estimate does seem a little on the high side. If you you were to look around you might trim some of the cost by as much as £100 plus VAT. That being said, providing that you were content with the legal work the firm gave you maycome to rue choosing an an unknown lawyer. Don't forget to ensure that the solicitor can also act for Halifax. Do employ our search tool to locate a Broughton Astley conveyancing firm on the Halifax approved list of lawyers, which can often include conveyancing solicitors in Broughton Astley.
We were just about to exchange contracts for a freehold house in Broughton Astley. We encountered a stumbling block. The mortgage offer with Clydesdale runs out on 14/9/2021 but the sellers are insisting on a completion date of 16/9/2021. Can one extend the mortgage offer?
The best person to address this concern is your conveyancer who is in a position to determine whether he or she is better off negotiating with the mortgage company, owner’s solicitors, estate agents or indeed all three taking into account the circumstances your transaction as of today.
In what way does my ID and proof of funds have anything to do with my conveyancing in Broughton Astley? What am I being asked for?
In order to comply with Money Laundering Regulations any Broughton Astley conveyancing firm will require evidence of your identity in all conveyancing transactions. This is normally dealt with by provision of a passport and an original bank statement or utility account showing your correct address.
Under Money Laundering Regulations, conveyancing solicitors are required to check not just the identity of conveyancing clients but also the source of the money that they receive in respect of any matter. An unwillingness to disclose this may lead to your lawyer cancelling their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to inform the relevant authorities should they consider that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.
I am selling our property in Broughton Astley and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing outfit rather than a conveyancing solicitor in Broughton Astley. We have lived in Broughton Astley for six years we know of no issue. Do we contact our local Authority to get confirmation that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I have recentlybecome aware that Stirling Law have been shut down. They carried out my conveyancing in Broughton Astley for a purchase of a leasehold flat 12 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Broughton Astley conveyancing specialists.
My a decade ago. He has since got wed, widowed and is now married again. He now wishes to the sell the Broughton Astley property. I think he will just be need to supply copies of the marriage certificates to the lawyer but he is anxious it could frustrate the conveyancing. Is it worth updating the Land Registry documents for the property?
It is not absolutely necessary to update the register on the basis that you have the evidence required to show how the change of name occurred.
Any buyer’s property lawyer should check the registered information and requisition evidence by way of proof of the change of name for example marriage documentation.