I have been recommended a conveyancing solicitor in Hinckley. I I would like to check if they are on the HSBC Bank approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is e-mail your lawyer and ask them if they can act for the lender. Otherwise you can get in touch with HSBC Bank who may be able to help.
We had appointed solicitors located in Hinckley on the Principality solicitor approved list. They are now charging me a separate charge for handling the Principality mortgage. Is this an additional conveyancing fee set by Principality?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer can charge a fee for this. This fee is not dictated by Principality but by your Hinckley property lawyer. Numerous firms on the Principality panel will quote an ‘acting for lender’ fee and others do not.
We expect to receive a DIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Hinckley solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Hinckley solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
After much negotiation I have agreed a price on a house in Hinckley. My mortgage broker pressured me to appoint their solicitor. I paid an upfront payment of £200. Not long after, the conveyancer called me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Hinckley is where the house is located. What do you suggest?
Flying freeholds in Hinckley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hinckley you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hinckley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am looking to sell my home. My past solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Hinckley if that makes things easier.
Do use our search tool to help you find a solicitor for your conveyancing in Hinckley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
I need to find a conveyancing solicitor for some conveyancing in Hinckley. I happened to stumble upon a web site which seems to have the perfect answer If it is possible to get all the legals done via phone that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I wish to rent out my leasehold flat in Hinckley. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
A small minority of properties in Hinckley do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.
I own a garden flat in Hinckley, conveyancing was carried out 3 years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Hinckley with an extended lease are worth £180,000. The average or mid-range amount of ground rent is £65 yearly. The lease finishes on 21st October 2080
With 59 years remaining on your lease the likely cost is going to range between £20,900 and £24,200 as well as plus your own and the landlord's "reasonable" professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.