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FACT : Harold Wood Conveyancing Solicitors Know more about Conveyancing in Harold Wood

Reasons to use our Harold Wood conveyancing solicitors

  • 1 Harold Wood solicitors have a significant advantage when it comes to Harold Wood conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that will affect your conveyancing
  • 2 The Harold Wood conveyancing practitioners that we work with are committed to providing the most cost, efficient and transparent conveyancing service to purchasers, sellers and remortgagors in Harold Wood
  • 3 The firms shown on our web pages have a mix of conveyancing practitioners, legal executives and support staff handling over one hundred thousand cases each year.
  • 4 Harold Wood solicitor are the linchpin to a successful Harold Wood home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 5 Harold Wood property lawyers are likely to have connections at the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Harold Wood since June 2020*

Recently asked questions about conveyancing in Harold Wood

Our family lawyer has given a fee calculation of £1150 for freehold conveyancing in Harold Wood. I am looking to sell a newly refurbished house for £200,000. This sounds too much. Is it in excess of the average fee for conveyancing in Harold Wood?

The charges are a bit high. Where you are prepared to invest time contrasting quotes you may be able to decrease the fees slightly by say £125. On the other hand, you mightlive to regret choosing an a cheaper conveyancer. If is important to be sure that the firm can also act for your lender. You can use our comparison tool to choose a Harold Wood conveyancing practice on the banks member panel which can often include conveyancing solicitors in Harold Wood.

All was ready to complete my purchase in Harold Wood next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not specific to conveyancing in Harold Wood.

Are the Harold Wood conveyancing solicitors identified as being on the Leeds Building Society conveyancing panel, together with their details provided by Leeds Building Society?

Harold Wood conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.

My partner has encouraged me to use his conveyancing solicitors in Harold Wood. Should I choose my own property lawyer?

There are no two ways about it the best way to find a conveyancing lawyer is to seek referrals from friends or relatives who have actually used the solicitor you're are thinking of instructing.

I am tempted by the attractive purchase price for a couple of maisonettes in Harold Wood which have approximately fifty years unexpired on the leases. Will this present a problem?

There are no two ways about it. A leasehold apartment in Harold Wood is a wasting asset as a result of the reducing lease term. The closer the lease gets to its expiry date, the more it reduces the value of the premises. The majority of purchasers and mortgage companies, leases with under 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Harold Wood conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I have attempted and failed to negotiate with my landlord for a lease extension without any joy. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Harold Wood conveyancing firm to help?

You certainly can. We are happy to put you in touch with a Harold Wood conveyancing firm who can help.

An example of a Lease Extension decision for a Harold Wood property is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case related to 1 flat. The unexpired lease term was 57.5 years.

Our lawyer in Harold Wood has discovered a a problem with the lease for the apartment we are buying in Harold Wood. The other side have put forward defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor says that as he is on the lender conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or the lender?

Just because you have a mortgage offer from the mortgage company does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Harold Wood conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the lender are the client. These conveyancing instructions have to be complied with by the lender conveyancing panel who has to balance acting for you and the mortgage company

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Commercial Conveyancing solicitors in Harold Wood regulated by the SRA

The list below is a non-comprehensive list of solicitors in Harold Wood specialising in commercial conveyancing in Harold Wood. This will likely include advice on complex issues under the Landlord and Tenant Act of 1954
  • Capstick Dale & Partners, 224 Main Road, Gidea Park, Romford, Essex, RM2 5HA
  • Just Ask Solicitors Limited, 109 Victoria Road, Romford, Essex, RM1 2LX
  • Sackvilles, 135 High Street, Hornchurch, Essex, RM11 3YJ
  • Moss & Coleman, 170-180 High Street, Hornchurch, Essex, RM12 6JP
  • Hunt And Hunt Llp, Blackburn House, 22-26 Eastern Road, Romford, Essex, RM1 3LT

Domestic Licensed Conveyancers in Harold Wood regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Harold Wood but also conveyancing across England and Wales.
  • Legal Business Property Lawyers Ltd, 16 St Thomas Road, CM14 4DB

Planning law solicitors in Harold Wood regulated by the Solicitors Regulation Authority

The practices listed below are a small selection of solicitors in Harold Wood with expertise in planning law. This may include advice on planning applications and appeals
  • Mccorry Connolly Solicitors, 8 Holgate Court, 4 -10 Western Road, Romford, Essex, RM1 3JS
  • Kenneth Elliott & Rowe, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Kenneth Elliott And Rowe Llp, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Pure Law Llp, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.