Find a Lender-Approved Local Conveyancer in Harold Wood

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Harold Wood does not necessarily mean low quality - but the odds are stacked against you

Logical reasons to let us assist you find a high street conveyancing solicitor in Harold Wood

  • 1 No matter what any other solicitors tell you it could be necessary to visit your solicitor to execute contracts. There are enough parties with an interest in a homemove without having to include the postman into the pot.
  • 2 Harold Wood lawyer are the key to a successful Harold Wood conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 3 Firms accustomed to conveyancing in Harold Wood are familiar with the local issues peculiar to Harold Wood and therefore you may benefit from better guidance and speedier conveyancing.
  • 4 Experience means that Harold Wood property lawyer have developed very good connections with Harold Wood local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of handling your conveyancing in Harold Wood.
  • 5 Harold Wood lawyers work in partnership with Harold Wood estate agents, property finders, surveyors, banks and other professionals to make sure that the highest level of service is offered to buyers and sellers every step of the way, offering all the legal expertise and help you need

Examples of recent conveyancing in Harold Wood since June 2021*

Recently asked questions about conveyancing in Harold Wood

I am buying a property in Harold Wood. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

As your lender is Bank of Ireland your lawyer must check the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and lawyers are required to report to Bank of Ireland where a lease does not satisfy these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not isolated to Harold Wood.

I'm in the throws of looking at houses in Harold Wood and I am now considering a potential offer. Is it too early to have a solicitor in place? I intend to finance via a mortgage with Virgin Money.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are obtaining a mortgage with Virgin Money, ask your prospective lawyers if they are on the Virgin Money conveyancing panel otherwise they can't do the mortgage legal work.

I currently have a mortgage with HSBC for my property in Harold Wood. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?

HSBC must be informed of your intention before letting out your property as this is likely to be a breach of HSBC’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. You need not do this via a HSBC conveyancing panel firm.

4 months have elapsed since my purchase conveyancing in Harold Wood concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the advice of my in-laws I had a survey completed on a property in Harold Wood ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some banks will not issue a loan on this type of house.

It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harold Wood. Conveyancing will be smoother if you use a solicitor in Harold Wood especially if they regularly deal with such properties in Harold Wood.

My company is planning to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no charges for non-domestic conveyancing in Harold Wood for below £1,200?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Harold Wood, including the disposal and acquisition of businesses as well as simply premises. Whether you are looking to purchase or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can find you the right solicitor. As for the fees these will vary based on the structure and heads of terms of the proposed transaction. Let us have your contact information or telephone us so that we may furnish you with comprehensive commercial conveyancing calculation.

Is it best to choose a Harold Wood conveyancing practitioner in close proximity to the house I am hoping to buy? An old friend can conduct the legal work but his firm is located 300kilometers drive away.

The primary upside of using a high street Harold Wood conveyancing practice is that you can attend the office to execute paperwork, present your ID and apply pressure on them where appropriate. Having local Harold Wood know how is a plus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were happy that must surpass using an unfamiliar Harold Wood conveyancing solicitor solely due to them being round the corner.

I have recently realised that I have 72 years left on my flat in Harold Wood. I now wish to get lease extension but my freeholder is absent. What should I do?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. You will be obliged to prove that you or your lawyers have made all reasonable attempts to track down the landlord. On the whole an enquiry agent would be useful to try and locate and prepare an expert document which can be used as proof that the landlord is indeed missing. It is advisable to get professional help from a property lawyer both on devolving into the landlord’s disappearance and the vesting order request to the County Court overseeing Harold Wood.

I am the proprietor of a first flat in Harold Wood. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for a lease extension?

if there is a absentee landlord or if there is disagreement about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to calculate the sum to be paid.

An example of a Lease Extension case for a Harold Wood flat is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.

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Commercial Conveyancing solicitors in Harold Wood regulated by the SRA

The list below is a small selection of solicitors in Harold Wood specialising in commercial conveyancing in Harold Wood. This should include advice on re-mortgaging commercial property
  • Capstick Dale & Partners, 224 Main Road, Gidea Park, Romford, Essex, RM2 5HA
  • Just Ask Solicitors Limited, 109 Victoria Road, Romford, Essex, RM1 2LX
  • Sackvilles, 135 High Street, Hornchurch, Essex, RM11 3YJ
  • Moss & Coleman, 170-180 High Street, Hornchurch, Essex, RM12 6JP
  • Hunt And Hunt Llp, Blackburn House, 22-26 Eastern Road, Romford, Essex, RM1 3LT

Residential Licensed Conveyancers in Harold Wood regulated by the Council of Licensed Conveyancers

Please note that the listed conveyancers do not limit their work for conveyancing in Harold Wood but also conveyancing throughout England and Wales.
  • Legal Business Property Lawyers Ltd, 16 St Thomas Road, CM14 4DB

Planning law solicitors in Harold Wood regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Harold Wood practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including development on contaminated land
  • Mccorry Connolly Solicitors, 8 Holgate Court, 4 -10 Western Road, Romford, Essex, RM1 3JS
  • Kenneth Elliott & Rowe, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Kenneth Elliott And Rowe Llp, Enterprise House, 18 Eastern Road, Romford, Essex, RM1 3PJ
  • Pure Law Llp, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.