I am buying a detached bungalow in Waddon. Our aim is to carry out an extension to the side at the house.Will legal conveyancing on the property involve checks to determine if these alterations are permitted?
Your solicitor will check the registered title as conveyancing in Waddon can occasionally identify restrictions in the title deeds which prohibit certain changes or necessitated the permission of another owner. Certain works need local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am expecting a OIP from Nationwide this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Waddon solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Waddon solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Waddon conveyancer on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
It has been 4 months following my purchase conveyancing in Waddon concluded. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Waddon differ for newly converted properties?
Most buyers of new build property in Waddon approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Waddon usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Waddon or who has acted in the same development.
Taking into account that I am about to spend £400,000 on 3 bedroom house in Waddon I would like to have a conversation with the lawyer concerning thehome move in advance of giving the go ahead to the firm. Can this be arranged?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your conveyancing in Waddon.There is no ‘factory style conveyancing’ - every client is an important person, not a file reference. The law firms that we put you in touch with believe that the fees you are provided with for your conveyancing in Waddon should be the figure that you are charged.
In my capacity as executor for the will of my father I am disposing of a house in Newport but reside in Waddon. My solicitor (approximately 250 miles awayhas requested that I execute a stat dec prior to completion. Can you recommend a conveyancing lawyer in Waddon to witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are based in Waddon
What advice do you have for searching for commercial conveyancing in Waddon?
Option 1 is to ask your friends and family who they would recommend. Second, look on the web for conveyancing in Waddon. Call a couple or more firms from the list and ask them to email you their conveyancing charges and speak to the lawyer who will conduct your conveyancing before you commit. Third is to make use of our search tool to help you find the right lawyers taking into account your unique requirements including location,speed, complexity and who the proposed mortgage company is.Avoid the trap of appointing lowest cost conveyancing solicitors in Waddon