Is there a reason to use a South Croydon conveyancing solicitors firm when web based alternatives are less expensive?
Its a good idea to compare conveyancing costs in South Croydon and you should seek a reasonable quote but don’t expend your energy sourcing the cheapest South Croydon conveyancer. Appointing the right conveyancer can be the difference between a seamless and a stressful home move. It is important that you ensure that you have expert advice from an experienced solicitor. Emails can't replace a telephone call and can never replicate a one to one appointment. The firms that we work with will find you a qualified and top rated conveyancing solicitor who can tackle your conveyancing from beginning to end, giving the sort of personalised service that you are unlikely to received from an online conveyancer. Our lawyers will keep you updated as to headway making sure that you are never in the dark. Should it ever be necessary to phone the firm you will be sure who you need to speak to and they will be sure you are in the know.
I require conveyancing for an apartment in a fairly new development (five years old) in South Croydon. 95% of the appartments have already been sold. Is it strictly necessary to order neighbourhood searches for my conveyancing in South Croydon?
If you getting a loan, your mortgage company will need some (many) of the searches so you'll have no choice. If not, then South Croydon conveyancing searches are for you to decide upon. Your lawyer, will 'advise', perhaps in the strongest possible terms, that you should have the searches done, but he or she is duty bound in this regard. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or ask you to appoint a different lawyer for your conveyancing in South Croydon.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in South Croydon. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/9/2023, the requirements read as follows :
I am purchasing a 3 bedroom semi in South Croydon. Our aim is to carry out a loft conversion at the house.Will legal conveyancing on the property include enquiries to ascertain if these alterations were previously refused?
Your property lawyer should review the deeds as conveyancing in South Croydon can occasionally identify restrictions in the title deeds which restrict certain alterations or require the permission of a 3rd party. Certain additions need local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
I happen to be the single beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in South Croydon. Conveyancing formalities meant that the Land Registry date was in August. I want to move. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship may be treated the same way as if I'd bought the house in August. Will no one buy the property for half a year?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How practical a view mortgage companies take of it, depend on the bank as this clause principally exists to identify subsales or the quick reselling of property.
Completion of my remortgage has taken place for my property in South Croydon. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
How does conveyancing in South Croydon differ for newly converted properties?
Most buyers of new build or newly converted property in South Croydon approach us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is completed. This is because house builders in South Croydon tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in South Croydon or who has acted in the same development.
Some weeks ago I was informed by my mortgage company that their panel solicitors operate no move no fee basis for conveyancing in South Croydon. I had a purchase fall through nevertheless the lawyers have requested search fees! They say the fees are nothing to do with their fees!
By offering "no sale no fee" South Croydon conveyancing firms are writing off their fees for any work done. We should make it clear that this does not constitute an insurance scheme. Disbursements aren’t covered – where the property lawyer have to pay money out to independent parties, e.g. South Croydon local search fees