It is 10 years ago since I bought my property in South Croydon. Conveyancing solicitors have now been retained on the sale but I can't find my deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a chance that the deeds will be kept by the mortgage company or they could be in the possession of the conveyancers who oversaw your purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in South Croydon involves registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in South Croydon. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 21/1/2026, the requirements read as follows :
I require quick conveyancing in South Croydon as I have an ultimatum to exchange contracts inside 3 weeks. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?
As you are are a cash purchaser you are at liberty not to do searches although no conveyancer would advise that you don't. With plenty of history conveyancing in South Croydon the following are examples of what can arise and adversely affect future saleability: Enforcement Notices, Outstanding Charges, Overdue Grants, Unadopted Roads,...
I'm buying my first flat in South Croydon with the aid of help to buy. The sellers would not budge the amount so I negotiated £7000 of extras instead. The sale representative told me not inform my conveyancer about the extras as it may jeopardize my mortgage with Britannia. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My wife and I purchased a leasehold house in South Croydon. Conveyancing and Barclays mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in South Croydon who acted for me is not around. Any advice?
The first thing you should do is make enquiries of the Land Registry to make sure that this person is in fact the new freeholder. It is not necessary to incur the fees of a South Croydon conveyancing solicitor to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Notwithstanding our best endeavours, we have been unsuccessful in seeking a lease extension in South Croydon. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a missing landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to judgment on the premium.
An example of a Freehold Enfranchisement matter before the tribunal for a South Croydon flat is The Woodlands 95 Purley Park Road in April 2009. The Tribunals own valuation produced the figure of £37,912. This case was in relation to 6 flats. The unexpired term was 78.32 years.
Whilst your website is a good idea there are many lawyers listed near South Croydon being on the lender conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the bank approved panel?
We do not recommend specific South Croydon firms as the right South Croydon conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with South Croydon knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..