Find a Lender-Approved Local Conveyancer in Wellingborough

Ready to buy a new home? Find a law firm approved by your lender.

Conveyancing in Wellingborough : Keep it Local

Reasons to use our Wellingborough conveyancing solicitors

  • 1 Personal touch and a wealth of experience are key benefits that you should value when selecting conveyancing solicitors. Wellingborough conveyancing can be made a lot more protracted because of poor communication between all the parties. The lawyers listed ensure that the lines of communication are open and act on arising issues and developments expeditiously.
  • 2 You can rest easier when choose the very best, most recommended conveyancing solicitors. Wellingborough has a number to select from, but for a truly dependable and reliable service many local people have been use the endorsement of this site.
  • 3 We are the UKs most comprehensive domestic conveyancing directory listing bank approved law practices delivering conveyancing in Wellingborough governed by the SRA or CLC.
  • 4 Retaining the services of a high street Solicitor on the whole means that you will receive a more personalised service. Online forums bear testimony to the idea that in using a large conveyancing firm, your matter is handled by a team of people who who progress matters by reading from their computer screens.
  • 5 Wellingborough solicitors are likely to have connections at the local Land Registry Office, Local Authority and property agents

Examples of recent conveyancing in Wellingborough since December 2023*

Recently asked questions about conveyancing in Wellingborough

Souldretaining a Wellingborough conveyancing firm make the legal transfer of property easier?

Generally conveyancing solicitors in your location will have excellent alliances with your local authority, which could help with the Wellingborough conveyancing searches that your solicitor will inevitably need. It can only be a plus if they have strong connections with the Land Registry overseeing your area Wellingborough, other property lawyers in the location and Wellingborough selling agents.

Can the conveyancing lawyers listed on your site handle auction conveyancing in Wellingborough?

We know of a number of auction solicitors we can connect you with those conducting auction conveyancing. Wellingborough is just one of hundreds of areas of where our lawyers cover.

I have just over seventy years remaining on my lease and require a lease extension for my flat in Wellingborough. Conveyancing solicitors on the The Mortgage Works panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/3/2024 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 1.0% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who dealt with the conveyancing in Wellingborough 5 years ago no longer exist. What do I do?

Assuming the title is registered the details of your proprietorship will be evidenced by the Land Registry under a Title Number. It is possible to perform a search at the Land Registry, identify your house and order up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will in most cases hold a file duplicate of the Registered Lease and again, a copy can be obtained for a small fee.

In my capacity as executor for the estate of my father I am disposing of a house in Newport but reside in Wellingborough. My conveyancer (approximately 250 miles awayrequires that I execute a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Wellingborough who can attest this legal document for me?

Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are Wellingborough based

I am on look out for some leasehold conveyancing in Wellingborough. Before diving in I would like to find out the remaining lease term.

If the lease is recorded at the land registry - and 99.9% are in Wellingborough - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I inherited a 1st floor flat in Wellingborough, conveyancing formalities finalised half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable flats in Wellingborough with an extended lease are worth £181,000. The average or mid-range amount of ground rent is £55 yearly. The lease expires on 21st October 2074

With just 50 years unexpired the likely cost is going to span between £32,300 and £37,400 as well as plus your own and the landlord's "reasonable" professional fees.

The figure above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.

Last updated

Sample of conveyancing solicitors in Wellingborough regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Wellingborough but also conveyancing throughout England and Wales.

  • Evans Cook Solicitors, 62 Broad Green, Wellingborough, Northamptonshire, NN8 4LQ
  • Hannah Solicitors Llp, Christchurch House, The Embankment, Wellingborough, Northants, NN8 1LD
  • Watson Mann Solicitors Limited, Suite 3 Meadow Court, 2-4 Meadow Close, Wellingborough, Northamptonshire, NN8 4BH

Residential Landlord and Tenant Conveyancing solicitors in Wellingborough

The list below is a non-comprehensive list of solicitors in Wellingborough specialising in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Service charge disputes

  • Ryan & Frost Solicitors, Regent House, 61-62 Oxford Street, Wellingborough, Northamptonshire, NN8 4JJ
  • Evans Cook Solicitors, 62 Broad Green, Wellingborough, Northamptonshire, NN8 4LQ
  • Watson Mann Solicitors Limited, Suite 3 Meadow Court, 2-4 Meadow Close, Wellingborough, Northamptonshire, NN8 4BH

Commercial Conveyancing solicitors in Wellingborough regulated by the SRA

The list below is a non-comprehensive list of solicitors in Wellingborough practicing in commercial conveyancing in Wellingborough. This may include advice on taking a commercial lease as a tenant
  • Hannah Solicitors Llp, Christchurch House, The Embankment, Wellingborough, Northants, NN8 1LD
  • Watson Mann Solicitors Limited, Suite 3 Meadow Court, 2-4 Meadow Close, Wellingborough, Northamptonshire, NN8 4BH
  • Garley-evans & Chapman Legal Limited, 83 Kimbolton Road, Higham Ferrers, Rushden, Northamptonshire, NN10 8HL

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.