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Conveyancing in Thrapston : Keep it Local

Reasons to use our Thrapston conveyancing solicitors

  • 1 No matter what any other on-line conveyancers tell you it just might be important to visit your solicitor to sign documents. There are enough parties involved in a house sale without having to include Royal Mail into the equation.
  • 2 Thrapston conveyancer are the linchpin to a successful Thrapston home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 3 Using a local Solicitor in the main means that you will receive a more bespoke service. Sometimes when dealing with a an online conveyancing factory, your conveyancing is dealt with by a team of people who who progress matters by determining whether the ‘computers says no’.
  • 4 Low cost packages from online conveyancers might seem attractive. However, these companies are often located hundreds of kilometers away with limited understanding of the factors that impact property transactions in Thrapston
  • 5 Our site is the first site that enables you the facility to ensure that your property ownership legalities in Thrapston will be conducted by a conveyancer on your mortgage lender’s member panel.

Examples of recent conveyancing in Thrapston since November 2023*

Recently asked questions about conveyancing in Thrapston

My IFA says he needs my Thrapston lawyer’ panel member for the HSBC conveyancing panel. How do I obtain this. I have called my local Thrapston branch but they have not got back to me yet.

The sensible thing to do is ask for this information from your Thrapston solicitor . Most Thrapston conveyancing firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

I had intended to instruct a conveyancing solicitor in Thrapston for our home move. Our broker informed us that our bank Britannia won't deal with them. Why is this not regarded as unduly restrictive?

A mortgage company will insist on a panel solicitor act for it. You would be expected to bear the cost of this. Please make use of our database to locate a solicitor to carry conveyancing in Thrapston on the Britannia conveyancing panel.

We are aiming to move home in April. Should my conveyancing solicitor update the removal company on the completion day. As an aside, can you suggest a removal company in Thrapston. Conveyancing firm was chosen before I stumbled across this page.

On the afternoon of completion you can pick up the keys from your estate agent however this can only happen once the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. After that you will need to tell the removal company that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a conveyancing in Thrapston or a firm that specialises in conveyancing in Thrapston.

Can I be sure that the Thrapston conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Thrapston obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor handling your transaction.

I have paid off my mortgage with RBS. I assume I don't need a Thrapston conveyancing practitioner on the RBS panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where RBS has sent the Land Registry the discharge electronically, and
  3. RBS has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your RBS mortgage has been paid off.

How does conveyancing in Thrapston differ for newly converted properties?

Most buyers of new build residence in Thrapston contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is completed. This is because developers in Thrapston tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Thrapston or who has acted in the same development.

I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, no chain conveyancing. Thrapston is where the house is located. Is there any advice you can impart?

Flying freeholds in Thrapston are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Thrapston you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Thrapston may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am employed by a busy estate agent office in Thrapston where we see a few flat sales jeopardised as a result of short leases. I have received contradictory information from local Thrapston conveyancing solicitors. Could you confirm whether the seller of a flat can instigate the lease extension formalities for the purchaser on completion of the sale?

Provided that the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. The benefit of this is that the proposed purchaser need not have to wait 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed before, or at the same time as completion of the sale.

An alternative approach is to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Thrapston Leasehold Conveyancing - Sample of Queries Prior to Purchasing

    It would be prudent to discover if the the lease includes any adverse restrictions in the lease. For example it is reasonably common in Thrapston leases that pets are not allowed in in a block in Thrapston. If you like the apartmentin Thrapston but your cat can’t move with you then you have a very difficult compromise. Generally speaking the cost for major works tend not to be included within maintenance charges, albeit that some managing agents in Thrapston require leasehold owners to pay into a reserve fund created for the specific intention of building a fund for major repairs or maintenance.

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Commercial Conveyancing solicitors in Thrapston regulated by the SRA

The list below is a non-comprehensive list of solicitors in Thrapston with expertise in commercial conveyancing in Thrapston. This should include advice on taking a commercial lease as a tenant
  • Vincent Sykes & Higham Llp, Montague House, Chancery Lane, Thrapston, Kettering, Northamptonshire, NN14 4LN

Buying a home in Thrapston is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Property lawyer instructed by the purchaser on acceptance of the offer
  • Checking the title unregistered or registered
  • Carrying out Thrapston searches with respect to the property
  • Reviewing draft contract and other papers collated by the seller’s conveyancer
  • Raising queries with the vendor’s conveyancer
  • Negotiating the sale agreement
  • Considering the replies provided by the vendor to pre-exchange enquiries
  • Agreeing the wording for a Transfer document
  • Guiding the buyer in respect of the mortgage offer: (where appropriate)
  • Drawing up and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Preparing and submitting to HM Revenue and Customs the appropriate Land Tax forms and payment
  • Dealing with the registration formalities for the transfer of ownership and the home loan (if applicable) at the Land Registry.

Typically, Thrapston conveyancing for a sale has some of the following tasks

  • Solicitor instructed by the seller once the offer has been accepted
  • Investigating the title to the property
  • Drafting contract and associated documents
  • Forwarding draft papers to the conveyancing practitioner representing the purchaser
  • Finalising the wording for contracts and replying to further questions from the buyer’s conveyancing practitioner
  • Finalising the transfer deed
  • Responding to requisitions prepared by the buyer’s conveyancing practitioner
  • Proceeding to exchange of contracts and then preparing for completion
  • Receiving sale proceeds and wiring funds to the vendor, the estate agent and other relevant parties (if applicable)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.