My wife and I are intent on purchasing an apartment in Irthlingborough. My lawyer is not on the lender conveyancing list. Can I still continue with my Irthlingborough conveyancing solicitor notwithstanding that they are not on the mortgage company list of approved lawyers?
Your options include
- Carry on with your existing Irthlingborough solicitor but your lender will undoubtedly retain a conveyancer on their conveyancing panel. This will result in additional cost and likely frustration.
- Appoint a new lawyer to conduct the conveyancing, obviously checking they are on the lender conveyancing panel.
- Convince your conveyancing practitioner to pull out all the stops to get accepted on the bank’s panel of solicitors
My partner and I are intent on selling our house in Irthlingborough and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used an online conveyancing practice as opposed to a conveyancing solicitor in Irthlingborough. Having lived in Irthlingborough for three years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up during conveyancing in Irthlingborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Irthlingborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing my first flat in Irthlingborough with a mortgage from Clydesdale. The sellers would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not to tell my lawyer about the side-deal as it could jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, chain free conveyancing. Irthlingborough is where the house is located. What do you suggest?
Flying freeholds in Irthlingborough are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Irthlingborough you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Irthlingborough may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
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At this site get a conveyancing quote from a Solicitor or Licensed Conveyancer that appreciates the issues for your conveyancing in Irthlingborough. Unlike many estate agents and many comparison sites we do not have commission arrangements with solicitors. Some agents and online brokers 'recommend' the firm who pay the highest kickback, rather than the best value conveyancing in Irthlingborough