My wife and I have recently bought a house in Water Orton. We have since encountered a number of issues with the house which we believe were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been conducted as part of conveyancing in Water Orton?
The question is not clear as what problems have arisen and if they are unique to conveyancing in Water Orton. Conveyancing searches and due diligence undertaken during the buying process are designed to help avoid problems. As part of the process, a property owner answers a document known as a Seller’s Property Information Form. answers ends up being inaccurate, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Water Orton.
It is 10 years ago since I bought my property in Water Orton. Conveyancing solicitors have recently been retained on the sale but I am unable to locate my title deeds. Will this jeopardise the sale?
You need not be too concerned. First there is a chance that the deeds will be with the lender or they could be in the possession of the conveyancers who oversaw your purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Water Orton relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is resolvable.
I am the single beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Water Orton. The Water Orton property was put into my name in December. I want to move. I understand that there is a Mortgage Lenders six month 'rule', meaning my proprietorship may be treated the same way as if I'd bought the house in December. Do I have to wait half a year to sell?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some mortgage companies would take a practical view as this obligation principally exists to identify the purchase and immediately sell or the wholesaling and assigning of property.
I have decided to exercise my right to buy my property in Water Orton off the council. I have a mortgage agreed with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
I had an offer accepted on a house in Water Orton on 2/12/2025, valuation was booked five days after, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
A friend advised me that where I am purchasing in Water Orton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually included in the estimate for your Water Orton conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Water Orton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information about Water Orton.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who did the conveyancing in Water Orton 10 years ago have long since closed. What are my options?
As long as the title is registered the information relating to your ownership will be evidenced by HMLR under a Title Number. It is possible to conduct a search at the Land Registry, locate your property and get up to date copies of the Registered Entries for a small fee. Where the title is Leasehold then the Land Registry will usually retain a certified copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
What does commercial conveyancing in Water Orton cover?
Non domestic conveyancing in Water Orton covers a broad range of guidance, offered by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.