I am purchasing a property mortgage free in Curdworth. I have lived for the previous 20 years in Curdworth. Conveyancing searches are expensive. Given that I know the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then almost all of the Curdworth conveyancing searches are non-obligatory. Your lawyer will try and sway you, perhaps strongly, that you should have searches completed, but she has a professional duty to do this. One thing to take into account; if you are intend to sell the house at a future date, it may be of relevance to your future buyer what the searches contain. On occasion premises with day to day issues can still throw up adverse search results. A good conveyancing solicitor in Curdworth should provide you some constructive guidance here.
We just had an offer accepted to purchase with Norwich and Peterborough Building Society. I popped in 3 or 4 high street practices but am unable to find a Curdworth conveyancing firm on the Norwich and Peterborough Building Society approved list. Could you help?
Feel free to make the most of the search tool on this web page. Pick the mortgage company and type Curdworth or your preferred area and you will see a number of lawyer offices in Curdworth or nearest you.
Have just purchased a probate house at auction in Curdworth. Conveyancing is needed. What are my next steps?
Having for all intents and purposes signed on the dotted line you now have to appoint a conveyancing practitioner soon as you now have a fast approaching a drop dead date to complete the deal. All auction property should have an associated legal set of papers. This will likely include evidence of title and search results. Where you are dealing with leasehold property the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to a leasehold property. You should give this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are organised to complete the transaction on the set completion date.
Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Curdworth solicitor - who is on the RBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Curdworth postcode. As you are getting a mortgage with RBS, you could contact them to see if they have a list of approved surveyors in Curdworth.
Bank of Ireland have agreed my mortgage in principle, my offer on a apartment in Curdworth has been accepted, what are the next steps?
Your estate agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Contact Bank of Ireland or the financial adviser and complete any appropriate documentation. Bank of Ireland will instruct a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Bank of Ireland will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Curdworth.
How does conveyancing in Curdworth differ for newly converted properties?
Most buyers of new build property in Curdworth contact us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is finished. This is because builders in Curdworth usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Curdworth or who has acted in the same development.
Is it possible to switch firm as I have to choose one who is on the Platform Home Loans Ltd conveyancing list. I hired a local conveyancing solicitor in Curdworth five minutes from me but the firm is not approved by Platform Home Loans Ltd
It would be our pleasure to help you select a conveyancing solicitor in Curdworth on the Platform Home Loans Ltd panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Curdworth. Using search facility on this website, you can compare fees for conveyancing solicitors in Curdworth and throughout England and Wales.
My brother has suggested that I use his conveyancing solicitors in Curdworth. Should I use them?
Much as we are happy to recommend a Curdworth conveyancing lawyer it’s preferable to find a conveyancing solicitor is to get referrals from friends or family who have actually previously instructed the solicitor you're are thinking of instructing.