We hope to to buy with Loughborough BS. We have called around locally but cant to find a Small Heath conveyancing firm on the Loughborough BS approved list. Could you assist?
Feel free to make the most of the search tool on this site. Please choose the mortgage company and type Small Heath or your location and you will be presented with a number of lawyer offices in Small Heath or by proximity to you.
I have been told that property searches are the main cause of stalling in Small Heath conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Small Heath.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Small Heath?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Small Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey done on a house in Small Heath before instructing conveyancers. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some mortgage companies may not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Small Heath. Conveyancing will be smoother if you use a solicitor in Small Heath especially if they are accustomed to such properties in Small Heath.
I have been sourcing a conveyancing lawyer in Small Heath for my purchase. Can I review a solicitor's complaints history with the profession’s regulator?
You can see presented Solicitor Regulator Association (SRA) determinations arising from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.
Do you have any advice for leasehold conveyancing in Small Heath from the perspective of expediting the sale process?
- Much of the delay in leasehold conveyancing in Small Heath can be avoided where you instruct lawyers the minute you market your property and request that they start to put together the leasehold documentation which will be required by the purchasers’ conveyancers. If there is a history of any disputes with your freeholder or managing agents it is very important that these are resolved prior to the flat being marketed. The purchasers and their solicitors will be reluctant to purchase a flat where a dispute is ongoing. You will have to accept that you will have to discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is better to reveal the dispute as historic as opposed to unsettled. Some Small Heath leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. Any bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their lawyers. The majority of landlords or managing agents in Small Heath charge for supplying management packs for a leasehold property. You or your lawyers should enquire as to the actual amount of the charges. The management pack sought on or before finding a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent reason for frustration in leasehold conveyancing in Small Heath. In the event that you altered the property did you need the Landlord’s approval? In particular have you installed wooden flooring? Small Heath leases often stipulate that internal structural changes or laying down wooden flooring necessitate a licence from the Landlord approving such works. Should you dont have the approvals in place you should not contact the landlord without contacting your conveyancer before hand.
Small Heath Leasehold Conveyancing - Examples of Questions you should consider before Purchasing
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Who are the managing agents? Are there any major works on the horizon that could add a premium to the maintenance charges? It would be prudent to enquire if there is anything that is prohibited in the lease. By way of example plenty of leases prohibit pets being allowed in in a block in Small Heath. If you love the propertyin Small Heath but your cat is not allowed to make the move with you then you have a very hard compromise.