Me and my partner are planning to purchase a 3 bedroom apartment in Chelmsley Wood with a mortgage. We would like to retain our Chelmsley Wood lawyer, however the mortgage company advise she’s not on their "panel". We have to appoint one of the lender panel firms or continue with our Chelmsley Wood lawyer and pay for one of their panel lawyers to act for them. This feels very unfair; can we not demand that the mortgage company use our Chelmsley Wood conveyancing practitioner ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Chelmsley Wood conveyancing solicitor to apply to be on the conveyancing panel.
Would the conveyancing lawyers identified via your search tool handle auction conveyancing in Chelmsley Wood?
There are a few auction practitioners we can connect you with those conducting auction conveyancing. Chelmsley Wood is just one of hundreds of locations in which our lawyers are based.
I opted to have a survey carried out on a property in Chelmsley Wood before appointing conveyancers. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks will refuse to issue a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chelmsley Wood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chelmsley Wood to see if the conveyancing costs will increase in light of this.
What does commercial conveyancing in Chelmsley Wood cover?
Non domestic conveyancing in Chelmsley Wood covers a broad range of guidance, supplied by qualified solicitors, relating to business premises. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I am thinking of appointing a conveyancing solicitor in Chelmsley Wood for my remortgage. Can I see a firm’s record with the profession’s regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator could monitor call for training reasons.
How do I find a Chelmsley Wood conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to twentykilometers to attend the lawyer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Chelmsley Wood and you will see a number of lawyer located nearest Chelmsley Wood. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.