It is is a decade since I acquired my house in Fillongley. Conveyancing lawyers have recently been appointed on the sale but I am unable to track down the title documents. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be kept by the mortgage company or they could still be with the solicitor who acted in your purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Fillongley relates to registered property but in the unlikely event that your property is unregistered it is more problematic but is resolvable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Fillongley. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/2/2026, the requirements read as follows :
Me and my brother have a renovated Victorian property in Fillongley. Conveyancing practitioner acted for me and Santander. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Santander to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Fillongley and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with your conveyancing practitioner who carried out the work.
Due to the input of my in-laws I had a survey completed on a property in Fillongley before retaining conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will not grant a mortgage on this type of premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Fillongley. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm converting the mortgage on my current home to a BTL mortgage with Barclays and intend to use the remaining equity as a down payment on a second property. The area we are looking at is Fillongley. Will your conveyancers be able to act for both sets of lenders and tie in the conveyances?
Do use our search tool on this page to be sure that the solicitors are approved by both mortgage companies. Assuming that they are your lawyer will be able to tie up the two deals but you should talk with you solicitor and make clear your desired outcome and needs.
If all goes to plan we aim to complete the disposal of our £300,000 garden flat in Fillongley in 5 days. The landlords agents has quoted £372 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Fillongley?
Fillongley conveyancing on leasehold flats usually necessitates the buyer’s lawyer submitting questions for the landlord to answer. Although the landlord is not legally bound to respond to these enquiries the majority will be content to do so. They may invoice a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the information that you are referring to is £350, in some transactions it is in excess of £800. The management information fee levied by the landlord must be accompanied by a summary of entitlements and obligations in respect of administration charges, otherwise the charge is technically not due. Reality however dictates that you have no option but to pay whatever is requested of you should you wish to exchange contracts with the buyer.
Leasehold Conveyancing in Fillongley - Sample of Queries before buying
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What is the annual maintenance fee and ground rent? Its a good idea to discover as much as you can about the managing agents as they will either make life much simpler or problematic. Being a leasehold owner you are often at the mercy of the managing agents from a financial perspective and when it comes to practical matters such as the cleanliness of the communal areas. You should not be afraid to ask other people if they are happy with them. On a final note, be sure you discover the dates that you are obliged pay the service charge to the managing agents and precisely what you get for your money. It is important to be aware if fixing the lift or some other significant cost is coming up to be shared between the leasehold owners and will dramatically increase the the service costs or require a one off invoice.