I am in a contract race with another buyer for a property in Fillongley. What can I do to accelerate the legal process?
First, If the seller is applying a tight deadline for your conveyancing we would recommend that your solicitor is familiar with the location as they will have local contacts and intelligence. It is possible that they may have handled otherproperties in the same street. Therefore consider using a Fillongley conveyancing solicitor. Second, ensure that the conveyancing firm is on the on the approved list for your mortgage company. It is estimated that nearly one in five of Fillongley conveyancing deals are held up or jeopardised after finding out that a buyer’s lawyer was not on their banks panel. This can often result in the legal transfer of property being frustrated by an average of 21 days. It is understood that this issue affects approximately one hundred thousand home sales every year. Most Fillongley conveyancing firms can not represent certain banks so do check at the outset.
I have Fifty Six years left on my lease and require a lease extension for my flat in Fillongley. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 5/5/2026 the requirements read as follows :
We are due to move home in August. Should my conveyancing solicitor call the removal company on the completion day. As an aside, can you recommend a removal company in Fillongley. Conveyancing firm was organised before I stumbled across your site.
On the afternoon of completion you will need to pick up the house keys from your estate agent but this can only be done when the previous owners conveyancers advise the agent that the monies to complete are in and the keys can be passed over. You should tell the removal company that they can start moving you in. As a matter of policy we do not suggest a specific removal company but can help you find a conveyancing in Fillongley or a solicitor that specialises in conveyancing in Fillongley.
My lawyer has informed me that restrictive coveneant insurance is needed on my purchase. What is the level of cover for Fillongley conveyancing?
The right level of restrictive coveneant indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and The Mortgage Works. Conveyancing solicitors as opposed to borrowers take out such insurances.
The formalities of my purchase has taken place for my property in Fillongley. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
How does conveyancing in Fillongley differ for newly converted properties?
Most buyers of new build premises in Fillongley come to us having been asked by the builder to sign contracts and commit to the purchase even before the premises is completed. This is because developers in Fillongley typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Fillongley or who has acted in the same development.
I decided to have a survey done on a property in Fillongley before retaining lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks may refuse to give a mortgage on a flying freehold house.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fillongley. Conveyancing will be smoother if you use a solicitor in Fillongley especially if they are familiar with such properties in Fillongley.
Our estate agent has suggested using their solicitor for our conveyancing in Fillongley - Surely it’s advisable to just instruct them?
You need to establish if the estate agent is recommending a conveyancer or introducing to a property lawyer. There are plenty of Fillongley selling agents who recommend two or three Fillongley conveyancing firms purely based on those lawyers offering a great service.