Is the fact that my solicitor in Fillongley is not listed on my lender's conveyancing panel that there is a problem with the standard of his conveyancing?
That would most likely be an incorrect assumption to make. There are all sorts of perfectly plausible explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Fillongley conveyancing practice and enquire why they are no longer on the approved list for your lender.
My partner and I intend to remortgage our penthouse in Fillongley with Nottingham. We have a son 18 who lives at home. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two questions (1) Is this form unique to the Nottingham conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Nottingham conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
It is is a decade since I bought my property in Fillongley. Conveyancing lawyers have just been instructed on the sale but I am unable to locate my deeds. Is this a major issue?
Don’t worry too much. First there is a possibility that the deeds will be retained by your mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Most conveyancing in Fillongley involves registered property but in the rare situation where your property is not registered it is more tricky but is not insurmountable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Fillongley. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/1/2026, the requirements read as follows :
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in Fillongley? or Apparently there is an ancient law that could mean that house owners residing in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this appropriate for conveyancing in Fillongley?
Unless a previous acquisition of the property took place after 12 October 2013 you can assume that solicitors handling conveyancing in Fillongley to remain encouraging a chancel search and or insurance against a claim.
I need to find a mortgage company panel solicitor in Fillongley. Can you assist?
It is not clear why you need a Fillongley panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Fillongley are on their panel . If you do find such a firm in Fillongley not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site