At what point can the exchange of contracts take place for sale conveyancing in Lichfield and do I need to attend the conveyancers branch?
Where you are round the corner to one of the conveyancing solicitors in Lichfield you are invited in to sign contracts. However, the law practices we recommend supply a national conveyancing service and give as equally diligent and professional a job for you when communicating with you by post or email. The executing of the property agreement is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the solicitor to exchange contracts at the suitable time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Lichfield)to be in the office at the appropriate time.
My wife and I have recently appointed a conveyancing solicitor in Lichfield. I I would like to check whether they are on the Alliance & Leicester approved list of lawyers. Could you advise?
You should e-mail the solicitor and enquire whether they are on the lender panel. Alternatively you can call Alliance & Leicester who may be able to assist.
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Lichfield. Do I receive the keys to the premises on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Lichfield?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the vendor’s conveyancers, and once they have received this, you will be invited to receive the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
We were going to get a AIP from Coventry BS this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Coventry BS recommend any Lichfield solicitors on the Coventry BS conveyancing panel, or is it better to go independently?
You will need to appoint Lichfield solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I have decided to exercise my right to buy my property in Lichfield off the council. I have a mortgage agreed with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
Over the last few months I have been searching for a flat up to £245,000 and identified one near me in Lichfield I like with amenity areas and station in the vicinity, the downside is that it only has 52 remaining years left on the lease. I can't really find anything else in Lichfield for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a mortgage the shortness of the lease will likely be an issue. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.
I am looking into buying my first house which is in Lichfield and I am already nervous. I couldn't find anything specific about Lichfield. Conveyancing will be needed in due course but do you know about the Lichfield area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Lichfield. In the meantime here are some basic statistics that we found
My mum and dad cant seem to find their Lichfield land registry title on the online search facility. They recall that back in the 70’s when they bought the bungalow there were complications with Lichfield not being recognised in some systems.
Nearly all residences in Lichfield should be revealed. Have you tried a search with just the postcode. Ordinarily it should mention all the residences inside that postcode. Where recorded it will be there with a title number. If they bought back in the 60’s it's conceivable it may be unrecorded. The address could still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title deeds which might be with your parent’s mortgage company.