My partner and I are purchasing a ground floor flat in Walthamstow Village. My lawyer has never been on on the mortgage company conveyancing list. Is it possible for me to continue with my Walthamstow Village conveyancing solicitor even though they are excluded from the bank panel?
One must appoint a solicitor to deal with the formalities when you take out a loan to purchase your home. They will conduct all the essential investigations on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is in order. You may select a Walthamstow Village lawyer of your choosing. However, if the solicitor appointed is not a member of the lender approved list additional costs will be levied as separate legal representation will be need by the lender. Bank panel applications may be submitted, so provided your lawyer has not previously sought membership they should take the opportunity to apply.
As a first time buyer what is the most important number one tip you can give me about purchase conveyancing in Walthamstow Village?
Not many law firms shout this from the rooftops but conveyancing in Walthamstow Village and elsewhere in England and Wales is an adversarial experience. In other words, when it comes to conveyancing there is an abundance of opportunity for conflict between you and others involved in the home moving process. For example, the seller, estate agent and sometimes a lender. Appointing a solicitor for your conveyancing in Walthamstow Village is a critical decision as your conveyancer is your adviser, and is the ONE party in the process whose interest is to act in your legal interests and to protect you.
Every so often a potential adversary will try and convince you that you should follow their advice. For instance, the selling agent may claim to be assisting by claiming that your conveyancer is slow. Or your mortgage broker may tell you to do something that is contrary to your lawyers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.
I have been referred to a conveyancing solicitor in Walthamstow Village. I I would like to check whether they are accepted on the Barclays Direct approved list of lawyers. Could you help?
You should e-mail the lawyer and enquire if they can act for the lender. Otherwise please get in touch with Barclays Direct who may be able to help.
I own a renovated Georgian house in Walthamstow Village. Conveyancing lawyer acted for me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Walthamstow Village and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing solicitor who conducted the purchase.
I'm converting the mortgage on my primary home to a buy to let mortgage with Aldermore and intend to use the remaining equity as a down payment on another property. The neighborhood we are interested in is Walthamstow Village. Will your conveyancers be able to act for both sets of lenders and link together the two deals?
Do use our comparison tool on this site to be sure that the conveyancers are approved by both lenders. On the basis that they are your lawyer should be able to connect the two conveyancing matters but you should have a chat with you solicitor and specify your desired outcome and needs.
In my capacity as executor for the will of my grandmother I am disposing of a property in Neath but reside in Walthamstow Village. My conveyancer (approximately 200 kilometers awayhas requested that I sign a stat dec before completion. Can you recommend a conveyancing practitioner in Walthamstow Village to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are Walthamstow Village based