We were just about to sign contracts for a garden flat in Cann Hall. We have hit a problem. The loan offer with Clydesdale expires on 17/2/2026 but the vendors are putting forward a completion date of 19/2/2026. Is it possible to extend the loan expiry date?
The person best placed to address this concern is your solicitors who will hopefully calculate if they should be discussing with the mortgage broker, vendor’s representatives, selling agents or indeed all three based on what has happend in your conveyancing as of today.
I am assisting my aunt sell her house in Cann Hall. Does the conveyancing solicitor arrange the EPC or should I organise this?
Following the demise of Home Packs, energy assessments became a mandatory part of moving house. An EPC must be commissioned prior to the property being advertised. It is not as aspect of the sale process that conveyancers ordinarily organise. If you are using a Cann Hall conveyancing practitioner they may help arrange EPC’s due to their contacts with long established local providers
When it comes to mortgage companies such as Virgin Money, do Cann Hall conveyancers have to pay an annual charge to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
Completion of my remortgage has taken place for my property in Cann Hall. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Should our solicitor be asking questions regarding flooding as part of the conveyancing in Cann Hall.
Flooding is a growing risk for lawyers carrying out conveyancing in Cann Hall. There are those who purchase a property in Cann Hall, fully aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, however there are a numerous searches that can be undertaken by the purchaser or by their conveyancers which will give them a better appreciation of the risks in Cann Hall. The conventional set of information supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a usual question of the seller to discover if the premises has historically flooded. If the residence has been flooded in past which is not notified by the owner, then a purchaser could commence a legal claim for losses resulting from an misleading answer. The purchaser’s lawyers should also carry out an environmental report. This will reveal whether there is a recorded flood risk. If so, more detailed inquiries should be carried out.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Cann Hall. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Cann Hall
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I need to instruct a conveyancing solicitor for some conveyancing in Cann Hall. I have land on a site which seems to have the perfect solution If it is possible to get all the legals completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have attempted and failed to negotiate with my landlord for a lease extension without getting anywhere. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Cann Hall conveyancing firm to act on my behalf?
Most definitely. We are happy to put you in touch with a Cann Hall conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Cann Hall residence is 36 New Wanstead in August 2010. The Tribunal arrived at a valuation of the premium for the freehold of £22,359. This case related to 2 flats. The unexpired residue of the current lease was 73.92 years.
Are there common deficiencies that you come across in leases for Cann Hall properties?
There is nothing unique about leasehold conveyancing in Cann Hall. All leases are individual and legal mistakes in the legal wording can result in certain provisions are missing. For example, if your lease is missing any of the following, it could be defective:
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Service charge per centages that don't add up correctly leaving a shortfall Repairing obligations to or maintain elements of the building
You could encounter difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Barclays , Coventry Building Society, and Bank of Ireland all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the purchaser to withdraw.