I plan on acquiring a flat in Leytonstone. My property lawyer is not listed on the bank conveyancing list. Am I still permitted to continue with my Leytonstone conveyancing solicitor even though they are excluded from the mortgage company panel?
You must instruct a property lawyer to complete the formalities when you require a mortgage to buy your home. They will conduct all the appropriate investigations on the property, make sure that you will be registered as proprietor and ensure that all the necessary mortgage documentation is in order. You could select a Leytonstone solicitor of your choosing. Nevertheless, if the conveyancing practitioner selected is not on the lender approved list further fees will arise as separate legal representation will be need by the mortgage company. Conveyancing panel applications may be submitted, so provided your lawyer has not previously sought membership they should take the opportunity to apply.
Last November we completed a house move in Leytonstone. We have noticed several problems with the house which we consider were missed in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Leytonstone?
The query is vague as what problems have arisen and if they are unique to conveyancing in Leytonstone. Conveyancing searches and investigations initiated during the buying process are carried out to help avoid problems. As part of the process, the vendor answers a questionnaire known as a SPIF. If the information turns out to be incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Leytonstone.
A friend informed me that in buying a property in Leytonstone there could be various restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are a number of properties in Leytonstone which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Leytonstone should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
is it true that all Leytonstone conveyancing solicitors on the Nottingham conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Nottingham conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many banks do permit licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
We had chosen solicitors located in Leytonstone on the Clydesdale solicitor panel. They have just invoiced me a separate charge for handling the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your conveyancer is entitled to levy a fee for this. This fee is not dictated by Clydesdale but by your Leytonstone conveyancing practitioner. Some firms on the Clydesdale panel will charge an ‘acting for lender’ fee and others do not.
We are selling our property in Leytonstone and according to the buyers it appears that there is a risk of it being built on contaminated land. A high street Leytonstone lawyer would know that there is no such problem. It does beg the question why the buyers used a web based conveyancing practice as opposed to a conveyancing solicitor in Leytonstone. We have lived in Leytonstone for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to get clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Is it possible to swap solicitor as I have to retain a firm on the HSBC Bank conveyancing list. I instructed a local conveyancing solicitor in Leytonstone round the corner but he is not accepted by HSBC Bank
It would be our pleasure to help you select a conveyancing solicitor in Leytonstone on the HSBC Bank panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in Leytonstone. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Leytonstone.
I am thinking of appointing a conveyancing practitioner in Leytonstone for my house move. Is it possible to see a firm’s complaints history with the legal regulator?
Members of the public can see presented Solicitor Regulator Association (SRA) determinations arising from investigations started on or after Jan 2008. Visit Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could recorded telephone calls for training requirements.