Our Forest Gate conveyancer has discovered a difference between the surveyor’s assumptions in the valuation survey and what is in the legal papers for the property. My solicitor says that he must check that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s stance appropriate?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am planning to acquire a property and need a conveyancing solicitor in Forest Gate who is on the Santander approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Santander in certain locations such as Forest Gate. We dont recommend any particular firm.
Forgive me if this question is silly but I am unseasoned as FTB of a two bedroom flat in Forest Gate. Do I pick up the keys to the house on the completion date from my lawyer? If this is the case, I will find a local conveyancing solicitor in Forest Gate?
On the day of completion you will not be required to go to the conveyancers office in Forest Gate. Conveyancing lawyers for you will transfer the purchase money to the seller's solicitors, and once they have received this, you should be called to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I am purchasing a property in Forest Gate. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
As your lender is Clydesdale your lawyer must follow the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease fails to comply with these specifications. The requirements relate to the installation of panels on properties nationwide and is not restricted to Forest Gate.
I had an offer accepted on an apartment in Forest Gate on 31/5/2024, valuation was booked 4 days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the number one cause of obstruction in Forest Gate conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the findings of a review by MoveWithUs that conveyancing searches do not feature amongst the most frequent causes of hindrances in the conveyancing process. Searches are unlikely to feature in any delay in conveyancing in Forest Gate.
I am buying a new build flat in Forest Gate. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Forest Gate
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Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I was informed by my lender that their panel conveyancers work on no completion no fee basis for conveyancing in Forest Gate. I had a purchase fall through yet the conveyancers want search fees! They say the fees are nothing to do with their fees!
in promising "no move no fee" Forest Gate conveyancing lawyers are writing off their charges for any work carried out. We should point out that this does not constitute an insurance scheme. you will still required to pay for any charges that the property lawyer has incurred for you such as Forest Gate local authority checks