I am acquiring a property without a mortgage in Wandsworth. I have lived for the last twelve years in Wandsworth. Conveyancing searches are a lot of money. Given that I know the road and vicinity intimately must I have all the conveyancing searches?
If you not getting a home loan, then all but one or two of the Wandsworth conveyancing searches are at your discretion. Your lawyer will try and steer you, no-doubt strongly, that you should have searches done, but he has a professional duty to take that path of advice. Do take into account; if you are going to dispose of the house at a future date, it could be of interest to your future purchaser what the searches reveal. Sometimes properties with apparent issues can still reveal unexpected search results. A competent conveyancing solicitor in Wandsworth will provide you some practical guidance in this regard.
A friend suggested that where I am buying in Wandsworth I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Wandsworth conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Wandsworth around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Wandsworth Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Wandsworth.
I decided to have a survey carried out on a house in Wandsworth prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders will refuse to issue a mortgage on a flying freehold premises.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Wandsworth. Conveyancing may be slightly more expensive based on your lender's requirements.
Taking into account that I am about to spend over three hundred thousand on a house in Wandsworth I wish to talk to a solicitor concerning theconveyancing prior to instructing the firm. Is this something that you can arrange?
This is something that we encourage - we would be happy to talk to you we do not take any clients on without you liaising with the lawyer due to be conducting your conveyancing in Wandsworth.There is no ‘factory style conveyancing’ - every client is an important person, not a case reference. The practices that we put you in touch with believe that the fees you are quoted for your conveyancing in Wandsworth should be the figure that you end up paying.
I need to instruct a conveyancing solicitor for sale conveyancing in Wandsworth. I've chance upon a site which looks to be the ideal answer If there is a chance to get all the legals completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Our property lawyer in Wandsworth has informed me that he requires ID documents saying that this is part of his retainer as a conveyancer on the lender Conveyancing panel. Is this right?
Anti-terror and anti-money-laundering rules require Wandsworth conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the mortgage company also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the bank's UK Finance Lenders’ Handbook requirements