As someone not used to the Wandsworth conveyancing process what’s your top tip you can impart concerning the ownership transfer in Wandsworth
You may not hear this from too many lawyers but conveyancing in Wandsworth or throughout South West London is often a confrontational experience. Put another way, when it comes to conveyancing there is an abundance of opportunity for friction between you and other parties involved in the ownership transfer. E.g., the vendor, selling agent and on occasion your lender. Appointing a law firm for your conveyancing in Wandsworth is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose role it is to look after your legal interests and to keep you safe.
There is a definite ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You your first instinct should be to trust your conveyancer ahead of the other parties in the conveyancing process.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Wandsworth. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/1/2021, the requirements read as follows :
I am due to move property in April. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Wandsworth. Conveyancing firm was found prior to coming across your page.
On the day of completion you can pick up the keys from your property agent but this should only occur once the previous owners solicitors advise the agent that they have the completion monies and the keys can be collected. Subsequently you can inform the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can help you choose a conveyancing in Wandsworth or a firm with expertise in conveyancing in Wandsworth.
We expect to receive a OIP from Clydesdale this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Wandsworth solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Wandsworth solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
My partner and I are in the throws of viewing houses in Wandsworth and I am now considering a potential offer. Is it wise to have my lawyer on ‘stand by’? I will be getting a home loan with Leeds Building Society.
It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are getting a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.
What does a local search inform me about the property my wife and I purchasing in Wandsworth?
Wandsworth conveyancing often commences with the applying for local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search plays a central part in many a Wandsworth conveyancing purchase; as long as you wish to avoid any unpleasant surprises after you move into your property. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Are there restrictive covenants that are commonly identified during conveyancing in Wandsworth?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Wandsworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
For various reasons I am not able to attend my Wandsworth conveyancing solicitors office to execute documents connected to my conveyancing in Wandsworth – is this a problem?
No. Wandsworth conveyancing lawyers can handle conveyancing transactions for clients wider afield. You are unlikely to be required to meet your lawyer in the flesh at a Wandsworth conveyancers office. They can deal with all communications remotely from their Wandsworth premises.