We see that you have a post code search directory listing law firms on the Principality conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Malden?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Malden.
I had intended to instruct a conveyancing solicitor in Malden for our house move. Our broker has since advised us that our bank Clydesdale won't deal with them. Why is this not regarded as unduly restrictive?
Pre- 2008 most lenders had a different appetite for risk. Almost all Malden conveyancing firms would have been on most lender panels. The FSA in 2010 completed a thematic review into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies are increasingly seeing more information from law firms about their operations and their employees as well as set certain criteria such a completing on a minimum volume of transactions. Many Malden conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Malden is one of the many locations where the lawyers showing on our search results are members of the panel for Clydesdale.
I am due to move home in September. Will my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you put forward a removal company in Malden. Conveyancing firm was organised prior to coming across your site.
On the afternoon of completion you can pick up the keys from the selling agent however this can only occur after the vendors conveyancers advise the agent that the monies to complete are in and the keys can be given over. Subsequently you can tell the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal company but can assist you in choosing a conveyancing in Malden or a firm with expertise in conveyancing in Malden.
We had appointed solicitors located in Malden on the Kent Reliance solicitor approved list. They have just invoiced me a further charge for the legal aspects of the Kent Reliance mortgage. Is this a supplemental conveyancing fee specified by Kent Reliance?
Provided it is contained in their Terms and Conditions or Quote then yes your solicitor is entitled to levy a fee for this. This charge is not dictated by Kent Reliance but by your Malden lawyer. Plenty of firms on the Kent Reliance panel will charge ’dealing with mortgage’ fee but many practices include it on their overall fee.
I am buying a property in Malden. A rare aspect is that the roof has a solar panel. Nottingham have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nottingham your lawyer must comply with the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Nottingham. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Nottingham where a lease fails to satisfy these provisions. The requirements relate to the installation of panels on properties nationwide and is not limited to Malden.
I used Arc property Solicitors several years past for my conveyancing in Malden. Now, I need the documents but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Malden of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a flat up to £245,000 and found one close by in Malden I like with open areas and railway links in the vicinity, however it's only got 52 years on the lease. There is not much else in Malden for this price, so just wondered if I would be making a grave error acquiring a short lease?
If you require a mortgage that many years may be a potential deal breaker. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
Should I be wary about brokers that I am dealing with are recommending a nationwide conveyancing firm as opposed to a local Malden conveyancing practice?
As is the case with lots of professional services, often suggestions from connections can be most helpful. Nevertheless there are many players in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies may recommend conveyancers to select. On occasion the conveyancers might be known to one of the organisations as experts in their field, but sometimes there might be a financial incentive behind the endorsement. You are free to select your own conveyancer. However, bear in mind that some lenders specify a panel list of solicitors you must use for the lender aspect of your transaction.