Finally the sale completed on my house in Malden last July yet the purchaser is texting daily to moan that his lawyer needs to hear from mine. What are the post completion sale legalities following completion?
Post completion of your house sale your conveyancer should send the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Where appropriate, your conveyancer must also send confirmation that the home loan has been paid off to the purchasers solicitors. There is unlikely to be post completion steps just for conveyancing in Malden.
We are selling our apartment in Malden. Will my conveyancer need to be on the Clydesdale conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
Is it simple use the search app to choose a conveyancing practitioner in Malden on the approved list for my mortgage?
First pick a mortgage company such as HSBC Bank, Leeds Building Society or Aldermore then type in your location for instance Malden. Conveyancing firms in Malden and across England and Wales should be identified.
As co-executor for the will of my uncle I am selling a residence in Newport but I am based in Malden. My lawyer (based 200 kilometers from merequires that I sign a stat dec ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Malden who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will be fine regardless of whether they are Malden based
Last March I purchased a leasehold flat in Malden. Am I liable to pay service charges for periods before my ownership?
In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Following months of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Malden. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We can put you in touch with a Malden conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Malden property is 158 West Hill in November 2010. the Tribunal held that the premium to be paid for the freehold reversion should be £99,650 This case was in relation to 7 flats. The remaining number of years on the lease was 75.88 years.
What is the reason for my conveyancing practitioner requiring numerous items of identification ahead of starting selling or purchasing a property in Malden?
Malden property lawyers are duty bound by the Law Society, Solicitors Regulation Authority, HM Land Registry and current AML Regulations to certify that the have checked the identity of their clients. It is also sometimes a requirement of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to stamp duty land tax and need to have details such as your full names, national insurance number and DOB.