Would the conveyancing practitioners that you recommend perform right to buy conveyancing in Chelsea?
We work with numerous conveyancing solicitors who can service right to buy transactions Do e-mail us with a view to secure a costs calculation.
We are planning to acquire a flat and require a conveyancing solicitor in Chelsea who is on the Principality solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Principality . We don't recommend any particular firms conducting conveyancing in Chelsea.
I have been advised by my lawyer that missing deeds insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Chelsea?
The appropriate level of missing deeds indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing lawyers as opposed to members of the public take out such insurances.
I have paid off my mortgage with Aldermore. I assume I don't need a Chelsea conveyancer on the Aldermore panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Aldermore has sent the Land Registry the discharge electronically, and
- Aldermore has instructed the Land Registry to do so
I am selling my apartment. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, RBS are being a right pain. The Chelsea solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are requiring a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have a semi-detached Victorian house in Chelsea. Conveyancing practitioner represented me and TSB. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold under the matching address. Is it worth asking TSB to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chelsea and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with your conveyancing practitioner who conducted the conveyancing.
Due to the encouragement of my in-laws I had a survey completed on a house in Chelsea prior to instructing conveyancers. I have been told that there is a flying freehold element to the property. My surveyor has said that some banks may not give a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. If you e-mail us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Chelsea. Conveyancing may be slightly more expensive based on your lender's requirements.
In sourcing the internet for the words cheap conveyancing in Chelsea it brings up many conveyancerslocally. How do I determine which is the suitable conveyancing solicitor for purchase transaction?
The best way of finding the right conveyancer is via trusted testimonial, so ask friends and family who have bought a property in Chelsea or a respected estate agent or financial adviser. Costs for conveyancing in Chelsea vary, so it's sensible to obtain at least three costs illustrations from varying types of solicitors. Make sure that you know what costs in the quote includes.