Me and my partner are purchasing a 3 bedroom flat in Spondon with a mortgage. We would like to retain our Spondon solicitor, however the mortgage company says he's not on their "panel". It appears that we have little option but to instruct one of the mortgage company panel firms or retain our Spondon solicitor as well as pay for one of their panel firms to act for them. This feels very unfair; are we not able to insist that the mortgage company use our Spondon conveyancing practitioner ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Spondon conveyancing solicitor to apply to be on the conveyancing panel.
Can your site be used to locate a Conveyancing solicitor in Spondon even where I’m not purchasing or selling a house, for instance where I wish to buy an office in Spondon with a loan from Godiva Mortgages Ltd?
Our search tool is predominantly there to select domestic conveyancing solicitors in Spondon but we have set out towards the end of this page a few Spondon commercial conveyancing firms. You will need to enquire with the solicitors directly to check if they are also authorised to represent Godiva Mortgages Ltd
Do I have to attend the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Spondon so that I can pop in to their offices if required.
Nowadays conveyancing panel lawyers for lenders carry out all of the work via Royal Mail, internet or over the phone. This enables them to carry out the legal work for your home move regardless of where you live in England or Wales. Nevertheless you should see if you can still book an appointment to visit conveyancing lawyer if needed.
Are there restrictive covenants that are commonly picked up during conveyancing in Spondon?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Spondon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm remortgaging my primary house to a buy to let mortgage with Lloyds TSB Bank and intend to use the remaining equity towards further house. The area we are looking at is Spondon. Will your lawyers be able to act for the two mortgage companies and tie in the conveyances?
Do use our comparison tool on this site to check that the conveyancers are on the appropriate lender panels. Having checked that they are your conveyancer will be able to connect the two conveyancing matters but you should have a chat with you conveyancer and communicate your expectations and needs.
My partner has recommend that I use his conveyancers in Spondon. Should I use them?
No doubt the ideal way to find a conveyancing practitioner is to seek referrals from friends or family who have previously instructed the firm that you are contemplating using.