My property lawyer in Aston on Trent is not on the Platform Home Loans Ltd Solicitor Panel. Can I still use my prefered solicitor even though they are not on the Platform Home Loans Ltd approved list?
The limited options available to you here include:
- Complete the purchase with your existing Aston on Trent lawyers but Platform Home Loans Ltd will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the overall conveyancing charges as well as cause frustration.
- Choose an alternative practitioner to to deal with the conveyancing, obviously checking they are Platform Home Loans Ltd approved.
- Persuade your Platform Home Loans Ltd solicitor to seek to join the Platform Home Loans Ltd panel
I used Arc property Solicitors several years ago for my conveyancing in Aston on Trent. I now require my papers but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Aston on Trent of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a leasehold apartment up to £245,000 and found one close by in Aston on Trent I like with open areas and station nearby, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Aston on Trent in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage that many years will be problematic. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
Should I be wary that 3rd parties that I am dealing with are recommending a web based conveyancing firm as opposed to a local Aston on Trent conveyancing firm?
As is the case with lots of service providers, often recommendations from family and friends can be very helpful. Nevertheless there are lots of players in a conveyancing transaction; estate agents, financial adviser and lenders might all put forward solicitors to use. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there exists a commercial relationship behind the recommendation. You have the discretion to choose your preferred lawyer. However, bear in mind that some mortgage providers specify a panel list of law firms you have to use for the lender related work in your conveyancing.
I need to instruct a conveyancing solicitor for leasehold conveyancing in Aston on Trent. I happened to land on a site which looks to be the perfect solution If it is possible to get all formalities done via email that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We have recently had an offer accepted on our first house in Aston on Trent, and are now looking to get solicitors instructed. I have utilised the various comparison based websites and the fee estimates are from all over the country. Is it necessary to have a Aston on Trent conveyancing practitioner local to our prospective house? We are fine to do all the communicating electronically, but I assume at some stage we will be required to visit the property lawyer's office to sign papers?
The property lawyer does not need to be in Aston on Trent, but opting for local means that you can go in if required, for instance, if a signature is needed urgently. Also, a Aston on Trent solicitor is likely to be familiar with local agents and (if the vendor has chosen a local solicitor) with them, which should help keep things moving faster.