I have 70 years remaining on my lease and need a lease extension for my flat in Kimberley. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/9/2025 the requirements read as follows :
Have just purchased a repossessed house at auction in Kimberley. Conveyancing is needed. What are my next steps?
Now that you are legally bound yourself to purchase you should choose a conveyancing solicitor quickly as you are faced with a tight a drop dead date to complete the purchase. All auction property will ordinarily have an associated legal pack. This should include evidence of title and search results. If you have purchased leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to leasehold premises. You must give this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete on the date specified in the contract.
When it comes to mortgage companies such as Coventry BS, do Kimberley lawyers incur an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being a right pain. The Kimberley solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Kimberley is where the house is located. Can you offer any advice?
Flying freeholds in Kimberley are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Kimberley you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kimberley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My step-father has urged me to appoint his lawyers for conveyancing in Kimberley. Should I use them?
No doubt the ideal way to choose a conveyancing lawyer is to get feedback from friends or family who have used the conveyancer that you are contemplating using.
What makes a Kimberley lease unmortgageable?
There is nothing unique about leasehold conveyancing in Kimberley. Most leases are individual and drafting errors can result in certain clauses are erroneous. The following missing provisions could result in a defective lease:
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A provision to repair to or maintain parts of the premises
You could encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Accord Mortgages Ltd, The Mortgage Works, and Clydesdale all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is defective they may refuse to provide security, forcing the buyer to pull out.
I inherited a studio flat in Kimberley, conveyancing formalities finalised in 2002. Can you give me give me an indication of the likely cost of a lease extension? Corresponding properties in Kimberley with a long lease are worth £190,000. The ground rent is £45 per annum. The lease finishes on 21st October 2087
With 62 years unexpired we estimate the price of your lease extension to span between £17,100 and £19,800 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.
Why is New Build conveyancing in Kimberley more costly?
Purchasing a brand new home is significantly distinct from the standard house purchase conveyancing in Kimberley. For a start housebuilders ordinarily need contracts to exchange very quickly, the result being a a great deal of pressure on your solicitor to ensure all is in order. Furthermore new build conveyancing frequently involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender obligations are also more demanding. Due to the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.