I am approaching an exchange on a flat in Duffield and my parents have transferred the 10% deposit to my property lawyer. I am now advised that as the deposit has not arrived from me my conveyancer needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your solicitor is duty bound to check with the bank to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
Can your site be used to recommend a Conveyancing solicitor in Duffield even if I’m not purchasing or selling a house, for instance where I wish to acquire a shop in Duffield with a loan from Norwich and Peterborough Building Society?
Our comparison service is primarily utilised to get a quote from residential conveyancing solicitors in Duffield but we have set out at the bottom of this page a few Duffield commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Norwich and Peterborough Building Society
I am assisting my mother sell her property in Duffield. Will the conveyancing solicitor commission the energy performance certificate or it is for the seller to coordinate?
Following the demise of Home Information Packs, EPC’s was maintained a compulsory component of selling a property. An energy performance certificate needs to be to hand before the property is put on the market. This is not a task that conveyancers normally arrange. If you are using a Duffield conveyancing solicitor they may be able to arrange energy assessments due to their contacts with long established local energy assessors
Can you help - my lawyer advises that chancel insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Duffield?
The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Barclays and Skipton Building Society. Conveyancing practitioners as opposed to members of the public take out such policies.
My fiancee and I are in the throws of looking at houses in Duffield and I am now considering a potential offer. Is it advisable to have my lawyer on ‘stand by’? I intend to finance via a home loan with HSBC.
It would be sensible to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are taking out a mortgage with HSBC, make sure you remember to check that your lawyer is on the HSBC conveyancing panel.
I used Arc property Solicitors several years past for my conveyancing in Duffield. Now, I need the files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Duffield of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Duffield is where the house is located. Is there any advice you can impart?
Flying freeholds in Duffield are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Duffield you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Duffield may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my grandfather I am disposing of a house in Monmouth but I am based in Duffield. My solicitor (approximately 200 kilometers awayrequires that I sign a statutory declaration before completion. Can you recommend a conveyancing lawyer in Duffield to witness this legal document for me?
strictly speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Duffield