I plan on purchasing residence in Borrowash. My property lawyer is not listed on the mortgage company conveyancing panel. Is it possible for me to retain my Borrowash conveyancing solicitor notwithstanding that they are not on the lender list of approved lawyers?
You have a couple of alternatives open to you here
- Carry on with your chosen Borrowash solicitor but your lender will undoubtedly retain a lawyer on their conveyancing panel. This will result in additional fees and potential interruption.
- Get a fresh property lawyer to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Convince your solicitor to do everything within their powers to get accepted on the mortgage company conveyancing panel
Last May we completed a house move in Borrowash. We have noticed several issues with the property which we suspect were missed in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been ordered for conveyancing in Borrowash?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Borrowash. Conveyancing searches and due diligence undertaken during the legal transfer of property are designed to help avoid problems. As part of the process, a property owner answers a document known as a Seller’s Property Information Form. answers is inaccurate, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Borrowash.
Various internet forums that I have frequented warn that are the primary cause of hinderance in Borrowash house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays during the legal transfer of property. Local searches are unlikely to feature in any slowing down conveyancing in Borrowash.
I used Stirling Law a few years past for my conveyancing in Borrowash. I now require my file but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Borrowash of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a property in Borrowash before appointing conveyancers. I have been told that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies tend refuse to grant a mortgage on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Borrowash. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Borrowash to see if the conveyancing costs will increase in light of this.
Is it possible to transfer to a new solicitor as I have to find one who is on the TSB conveyancing list. I hired a local conveyancing solicitor in Borrowash five minutes from me but he is not accepted by TSB
It would be our pleasure to assist you find a conveyancing solicitor in Borrowash on the TSB panel. Please note that the solicitors that we work with do not pay us fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Borrowash. In making use of the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Borrowash.