The lawyer who dealt with my former purchase has given a fee calculation of just over a thousand pound for fixed fee conveyancing in Borrowash. I am looking to sell a newly refurbished property for £175,000. This sounds too much. Is it in excess of the average fee for conveyancing in Borrowash?
The estimate does seem a tad steep. If you shop around you might decrease the fees marginally by perhaps £125. That being said, you maycome to rue choosing an an unknown lawyer. If is important to ensure the conveyancer can also act for your lender. You can make use of our search tool to find a Borrowash conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Borrowash.
We are about to sign contracts for a garden flat in Borrowash. We encountered a problem. The loan offer with Skipton Building Society expires on 5/3/2026 but the owners are insisting on a completion date of 9/3/2026. Is it possible to extend the loan expiry date?
The person best placed to deal with your question is your conveyancer who should calculate whether he or she is corresponding with the mortgage company, seller’s lawyers, property agents or possibly all parties taking into account the history of your house move as of today.
Forgive me if this question is silly but I am unexperienced as a 1st time buyer of a garden flat in Borrowash. Do I pick up the keys to the property on completion from my solicitor? If this is the case, I will use a High Street conveyancing solicitor in Borrowash?
On the day of completion you do not need to go to the conveyancers office in Borrowash. Conveyancing lawyers for you will arrange to send the completion advance to the seller's solicitors, and once they have received this, you will be called to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
I am buying a property in Borrowash. A rare aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Kent Reliance your lawyer must follow the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease fails to meet these requirements. The specifications relate to the installation of panels on properties countrywide and is not restricted to Borrowash.
I am selling my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being a right pain. The Borrowash solicitor who is on the Coventry BS conveyancing panel is saying indemnity insurance will be fine but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Do I need to take out insurance to cover chancel repairs when buying a property in Borrowash?
Unless a previous acquisition of the property completed after 12 October 2013 you may take it that solicitors handling conveyancing in Borrowash to continue to suggest a chancel search and or insurance against a claim.
I was pointed in your direction by a couple of local property agents in Borrowash to locate a solicitor using your seach tool. Is there a financial inducement for Estate Agents to market your lawyers over and above alternative conveyancing organisations?
We refuse to make any commission for directing people to this site. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
As a tenant I am on the hook for a service charge for my appartment in Borrowash. Due to redundancy and other issues I fell behind with payments. The management company agreed a payment schedule but there is still about £1750 outstanding as of today.
I am under pressure to dispose of the property and I am concerned this can jeopardize the sale if I have to pay off the amount due now. I'd like to sell up and then repay the debt from the proceeds - is this practicable?
The solicitor conducting your Borrowash sale will hopefully be able to negotiate with the management company, and agree with them whether or not they would accept payment from sale proceeds. Here is an example of why it is sensible to instruct a conveyancing practitioner in Borrowash as they may well have a strong line of communication with the management company.