At long last a loan offer from NatWest for the remortgage of my 3 bedroom garden flat is due imminently. Can you recommend a low cost conveyancing law firm in Sanderstead?
This site is not designed to help those in their quest for the lowest fares for conveyancing solicitors in Sanderstead. Our intention is to offer affordable conveyancing but we do not aim to advertise as being the cheapest. Resist the temptation to appoint brokers offering low cost conveyancing in Sanderstead. In your best case scenario, in going for cheap conveyancing, you will earn what you pay for and at worst it will result in you being stung for extras and still not end up with the service required.
We are about to exchange contracts for a ground floor flat in Sanderstead. We have hit a stumbling block. The mortgage offer with Barnsley Building Society runs out on 19/11/2019 but the sellers are putting forward a completion date of 21/11/2019. Is it possible to prolong the mortgage offer?
The person best placed to deal with your question is your solicitors who will hopefully determine whether they better off negotiating with the lender, owner’s lawyers, selling agents or indeed all parties based on what has gone on in your transaction to date.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to appoint their panel lawyer as I would prefer to appoint a Sanderstead based conveyancing firm?
You should check but the the probability is that allocate you one of their panel conveyancers should you take up the "fee-free" offer. Call the lender and determine if they allow a cash alternative. Some banks have previously offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near Sanderstead.
I opted to have a survey completed on a property in Sanderstead in advance of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend refuse to grant a mortgage on such a house.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Sanderstead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sanderstead to see if the conveyancing costs will increase in light of this.
I am selling my home. My previous solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Sanderstead if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Sanderstead. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
Can you provide any top tips for leasehold conveyancing in Sanderstead from the perspective of expediting the sale process?
- Much of the frustration in leasehold conveyancing in Sanderstead can be avoided if you get in touch lawyers as soon as your agents start marketing the property and request that they start to collate the leasehold information needed by the buyers’ lawyers. Some Sanderstead leases require Licence to Assign from the landlord. If this is the case, you should place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers. If you have had conflict with your landlord or managing agents it is essential that these are resolved before the property is marketed. The buyers and their solicitors will be reluctant to purchase a property where there is a current dispute. You will have to accept that you will have to pay any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is clearly preferable to reveal the dispute as historic as opposed to unresolved. If you hold a share in a the Management Company, you should make sure that you have the original share document. Arranging a duplicate share certificate can be a time consuming formality and delays many a Sanderstead home move. If a new share certificate is necessary, do contact the company officers or managing agents (where relevant) for this sooner rather than later.
After years of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Sanderstead. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or if there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to determine the sum to be paid.
An example of a Freehold Enfranchisement case for a Sanderstead flat is The Woodlands 95 Purley Park Road in April 2009. The Tribunals own valuation produced the figure of £37,912. This case affected 6 flats. The unexpired residue of the current lease was 78.32 years.