Do I find a Licenced Conveyancer or Solicitor for conveyancing in Purley?
There are many registered licenced Conveyancers in Purley and Solicitor partnerships in Purley who can help with your conveyancing It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. Both can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have decided to exercise my right to buy my property in Purley off the council. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
At last I have had an offer on a maisonette in Purley accepted, the owners do nevertheless have an associated purchase. The owners have offered on somewhere, however it’s not yet tied up, and are looking at other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Purley. What should be my next step? When should I get the mortgage application with Clydesdale going?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx one thousand pounds, then valuation, Purley conveyancing search fees, etc). The first thing to do is ensure that your property lawyer is on the Clydesdale conveyancing panel. As to the next phase this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. During a buoyant market some purchasers will apply for the mortgage with Clydesdale and pay for the valuation and only if it comes back ok would they request their solicitor to press on with searches.
We are downsizing from our house in Purley and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. Any high street Purley conveyancer would know this is not the case. It does beg the question why the buyers are using an online conveyancing practice rather than a conveyancing solicitor in Purley. We have lived in Purley for six years we know that this is a non issue. Should we contact our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Arc property Solicitors a few years past for my conveyancing in Purley. Now, I need the files but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Purley of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the input of my in-laws I had a survey completed on a house in Purley ahead of appointing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks tend refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Santander has different instructions from Birmingham Midshires. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Purley. Conveyancing will be smoother if you use a solicitor in Purley especially if they are accustomed to such properties in Purley.
How simple is it to use the search tool to find a conveyancing practitioner in Purley on the approved list for my mortgage?
1st select a bank such as National Westminster Bank, The Royal Bank of Scotland or Alliance & Leicester then type in your location for instance Purley. Conveyancing firms in Purley and further afield will then be identified.
Having had my offer accepted I require leasehold conveyancing in Purley. Before I get started I require certainty as to the unexpired term of the lease.
If the lease is registered - and 99.9% are in Purley - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I am the leaseholder of a ground-floor 1950’s flat in Purley. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?
Where there is a absentee landlord or where there is disagreement about the premium for a lease extension, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to make a decision on the price.
An example of a Freehold Enfranchisement decision for a Purley premises is The Woodlands 95 Purley Park Road in April 2009. The Tribunals own valuation produced the figure of £37,912. This case was in relation to 6 flats. The unexpired term as at the valuation date was 78.32 years.