Me and my fiance are buying a 1 bedroom flat in Purley with a mortgage. We have a Purley solicitor, however the mortgage company advise she’s not on their "panel". It appears that we have little choice but to use one of the mortgage company panel solicitors or retain our Purley solicitor and pay for one of their panel ones to act for them. We regard this is inequitable; can we not demand that the lender use our Purley property lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Purley conveyancing solicitor to apply to be on the conveyancing panel.
My brother and I have lately acquired a property in Purley. We have noticed several issues with the property which we believe were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been ordered for conveyancing in Purley?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Purley. Conveyancing searches and due diligence initiated during the buying process are supposed to help avoid problems. As part of the process, the vendor completes a questionnaire referred to as a SPIF. If the information turns out to be inaccurate, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Purley.
A friend advised me that in buying a property in Purley there could be a number of restrictions prohibiting external changes to the property. Is this right?
We are aware of a number of properties in Purley which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Purley should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am aiming to move house in January. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you suggest a removal company in Purley. Conveyancing lawyer was organised prior to coming across your website.
On the afternoon of completion you can pick up the house keys from the estate agent but this can only occur after the vendors lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you should tell the removal company that they can start moving you in. We do not recommend a specific removal organisation but can help you find a conveyancing in Purley or a solicitor with expertise in conveyancing in Purley.
Are all Purley Conveyancing Quality Solicitors on the Skipton conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of conveyancing solicitors.
A relative advised me that where I am buying in Purley I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Purley conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Purley around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Purley.
How do I search for a Purley law firm on the Norwich and Peterborough Building Society conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the solicitor.
You can use the tool on this page. Please select a mortgage company and your location and you will see a number of Purley conveyancing lawyers locally. We have listed some Purley conveyancing firms towards the end of this page and you can ring them to verify if they are on the Norwich and Peterborough Building Society panel
My uncle has recommend that I use his conveyancers in Purley. Do I take his advice?
No doubt the best way to choose a conveyancing solicitor is to seek guidance from friends or relatives who have actually used the firm that you are are thinking of instructing.