Would the conveyancing practitioners that you recommend carry out auction conveyancing in Purley?
We know of a number of auction solicitors we can put you in touch with those conducting auction conveyancing. Purley is just one of hundreds of locations in which our lawyers are based.
How can we tell if a Purley conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Purley seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your conveyancing.
I recently had an offer agreed on a house in Purley. My mortgage broker suggested a solicitor. I paid an on account payment of £225. Soon after, the property lawyer called me sheepishly admitting that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Purley solicitor - who is on the Clydesdale conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Purley postcode. As you are getting a mortgage with Clydesdale, you could contact them to see if they have a list of approved surveyors in Purley.
4 months have gone by following my purchase conveyancing in Purley completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Purley ahead of appointing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies may not issue a loan on such a premises.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Purley. Conveyancing may be slightly more expensive based on your lender's requirements.
In scouring the internet for the words conveyancing in Purley it brings up many solicitorsin the vicinity. With so much choice what is the best way to find the suitable conveyancer for my move?
The ideal way of choosing a suitable conveyancer is via personal testimonial, so ask friends and relatives who have purchased a property in Purley or the local estate agent or financial adviser. Fees for conveyancing in Purley differ, so it's advisable to request a minimum of three quotes from varying types of solicitors. Be sure to secure confirmation that the costs are assured not to escalate.
Our lawyer in Purley has discovered a defect with the lease for the property we are purchasing in Purley. The other side have put forward defective title insurance as a solution. We are happy with insurance and will cover the costs. Our lawyer has advised that as he is on the bank conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or the lender?
Just because you have a mortgage offer from the mortgage company does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your Purley conveyancing lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook Requirements. You and the bank are the client. These conveyancing instructions must be adhered to by the mortgage company conveyancing panel who has to balance acting for you and the lender