Our son-in-law is buying a house that has just been built in Eden Park with a home loan from TSB. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the surveyor when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
It is a dozen years since I purchased my property in Eden Park. Conveyancing solicitors have now been appointed on the sale but I can't find the deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be kept by the lender or they may be archived with the lawyers who handled the purchase. Secondly in all probability the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Eden Park involves registered property but in the unlikely event that your home is unregistered it is more tricky but is not insurmountable.
Do the Building Society Association intend to launch a search tool with a view to to identify law firms on the Melton Mowbray Building Society conveyancing panel for instance in Eden Park?
We have not been informed any intention on the part of the BSA to promote such a search facility.
What is your number one tip for finding a conveyancing solicitor in Eden Park
We would encourage you not to base your choice on the cheapest Eden Park conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
A friend advised me that in purchasing a property in Eden Park there may be various restrictions preventing external changes to a property. Is this right?
There are anumerous of properties in Eden Park which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Eden Park should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Completion of my remortgage has taken place for my property in Eden Park. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have been told that property searches are the primary cause of hinderance in Eden Park conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Eden Park.
My father has suggested that I use his conveyancers in Eden Park. Do I take his recommendation?
Much as we are happy to recommend a Eden Park conveyancing lawyer the best way to select a conveyancing practitioner is to seek feedback from friends or relatives who have previously instructed the solicitor you're considering.