In the event thatI was to buy a straightforward propertyin Eden Park for cash and have no survey and no local authority searches how much would I expect to have to pay for conveyancing in Eden Park?
Any savings you would achieve would be isolated to the costs for searches. A conveyancing practitioner still got to do everything else - money laundering, liaising with your vendors conveyancing practitioner, SDLT submission, register the ownership etc. You might save a bit for them not needing to register a mortgage but it will not be meaningful.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Eden Park. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/5/2021, the requirements read as follows :
We previously appointed solicitors based in Eden Park on the Lloyds solicitor panel. They are now charging me a separate charge for dealing with the Lloyds mortgage. Is this an additional conveyancing fee specified by Lloyds?
Provided it is contained in their Terms and Conditions or estimate then yes your property lawyer may charge a fee for this. This fee is not dictated by Lloyds but by your Eden Park conveyancing practitioner. Plenty of firms on the Lloyds panel will charge an ‘acting for lender’ fee and others do not.
My wife and I have arranged the release of further funds on our mortgage from Leeds Building Society as we wish to conduct improvements to our property in Eden Park. Are we obliged to appoint a nearby Eden Park solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?
Leeds Building Society do not ordinarily instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society conveyancing panel.
I was told two weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Eden Park is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
We are planning on selling our house in Eden Park and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Eden Park lawyer would know this is not the case. It does beg the question why the buyers used a national conveyancing outfit as opposed to a conveyancing solicitor in Eden Park. Having lived in Eden Park for three years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to seek clarification need.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly identified during conveyancing in Eden Park?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Eden Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to appoint a conveyancing solicitor for purchase conveyancing in Eden Park. I've chance upon a site which seems to have the perfect offering If there is a chance to get all formalities completed via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?