We are buying a property and need a conveyancing solicitor in West Wickham who is on the Coventry BS conveyancing panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Coventry BS . We don't recommend any particular firms conducting conveyancing in West Wickham.
My grandfather passed away last year and as sole heir and executor I was left the property in West Wickham. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?
Where you intend to refinance then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
This question may be naive but I am new to the process as FTB of a ground floor flat in West Wickham. Do I pick up the keys to the premises on the completion date from my solicitor? If this is the case, I will find a High Street conveyancing solicitor in West Wickham?
On the day of completion you do not need to attend the conveyancers office in West Wickham. Conveyancing lawyers for you will electronically transfer the purchase money to the vendor’s lawyers, and once they have received this, you will be able to receive the keys from the Estate Agents and move into your new home. This tends to happen early afternoon.
I have paid off my mortgage with TSB. I assume I don't need a West Wickham lawyer on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Virgin Money have agreed my home loan in principle, my bid on a apartment in West Wickham has been agreed to, now what?
The estate agent will need to know who your solicitors are (ensure that the conveyancers are on the bank’s panel). Call up Virgin Money or the broker and finalise any relevant documentation. Virgin Money will instruct a valuer who will get in touch with the selling agent or vendor to book an appointment. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Virgin Money will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Wickham.
I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in West Wickham? or Apparently there is historic law that could mean that homeowners residing in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this a legitimate concern for conveyancing in West Wickham?
Unless a prior purchase of the premises took place after 12 October 2013 you can assume that solicitors conducting conveyancing in West Wickham to continue to propose a a chancel search and or chancel repair liability insurance.
In what way does the Landlord & Tenant Act 1954 affect my business offices in West Wickham and how can your lawyers assist?
The particular law that you refer to provides protection to business tenants, granting the right to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and help with commercial conveyancing in West Wickham
We are one month into a leasehold purchase having been recommend to conveyancers by the selling agent to do our conveyancing in West Wickham. I am am extremely disappointed with the quality of service. Could you you assist me in finding new solicitors?
They would need to be very bad to suggest replacing them. Has the mortgage offer been sent? In the event that it has you need to make them aware of the new contact details and ensure the loan are re-sent. Your new solicitor ideally should be on the banks approved list to avoid added fees and delays. That should be your starting point. The find a solicitor tool will help you find a bank approved solicitor for your home move in West Wickham