Having sold my house in West Wickham last March but my buyer keeps telephoning me complaining that their lawyer is waiting to hear from myconveyancer. What are the post completion sale formalities following completion?
Following your house sale your solicitor is duty bound to forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Where appropriate, your solicitor must also confirm that the legal charge in favour of the lender has been discharged to the buyers solicitors. There are no post completion tasks just for conveyancing in West Wickham.
We hope to to purchase with Darlington Building Society. We have called around locally yet am struggling to find a West Wickham conveyancing firm on the Darlington Building Society approved list. Could you assist?
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Please choose the lender and type West Wickham or your preferred area and you will see numerous conveyancers offices in West Wickham or by proximity to you.
When it comes to mortgage companies such as Skipton, do West Wickham property lawyers have to pay a yearly amount to be on the list of approved solicitors?
We are not aware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
We had appointed conveyancers based in West Wickham on the Co-operative solicitor approved list. They are now charging me a further sum for handling the Co-operative mortgage. Is this an additional conveyancing fee specified by Co-operative?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This charge is not set by Co-operative but by your West Wickham lawyer. Plenty of firms on the Co-operative panel will quote ’dealing with mortgage’ fee but plenty of practices include it on their overall fee.
I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Skipton are being problematic. The West Wickham solicitor who is on the Skipton conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Skipton are insisting on a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I'm buying a new build house in West Wickham with a loan from Nottingham Building Society. The developers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not inform my conveyancer about the side-deal as it may adversely affect my mortgage with Nottingham Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in West Wickham before appointing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies tend not give a loan on this type of home.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West Wickham. Conveyancing will be smoother if you use a solicitor in West Wickham especially if they are acquainted with such properties in West Wickham.
Is there anything unique about your site and alternative online quote calculators for conveyancing in West Wickham?
At this site get a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in West Wickham. Unlike many estate agents and brokerage sites we do not have referral arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors that pays the most kickback, as opposed to the best value conveyancing in West Wickham