Last December we completed a house move in West Wickham. We have since encountered a number of issues with the house which we suspect were missed in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in West Wickham?
The question is not clear as to the nature of the problems and if they are unique to conveyancing in West Wickham. Conveyancing searches and investigations undertaken during the legal transfer of property are supposed to help avoid problems. As part of the process, a property owner answers a questionnaire called a Seller’s Property Information Form. If the information is inaccurate, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in West Wickham.
Finally the sale completed on my house in West Wickham last September but my buyer keeps whats apping every few hours to moan that her solicitor needs to hear from mine. What should my lawyer have done now that I have sold?
After completion of your disposal your lawyer should forward the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your conveyancer should also confirm that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities unique to conveyancing in West Wickham.
My Solicitor in West Wickham is not on the Santander Solicitor Panel. Is it possible for me to retain my prefered solicitor even though they are excluded from the Santander panel?
Your options are as follows:
- Carry on with your preferred West Wickham solicitors but Santander will need to instruct a solicitor on their panel. This will result in additional total legal charges as well as cause delays.
- Find an alternative lawyer to act in the purchase, obviously checking they are Persuade your lawyer to use their best endeavours to join the Santander conveyancing panel
I require fast conveyancing in West Wickham as I have an ultimatum to exchange contracts in less than 3 weeks. Fortunately I do not require a mortgage. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free purchaser you are at free not to have searches carried out although no solicitor would advise that you don't. Drawing on years of experience of conveyancing in West Wickham the following are instances of issues that can be revealed and therefore affect the marketability of the property: Enforcement Actions, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Are there any apps to help search for a West Wickham solicitor on the Godiva Mortgages Ltd conveyancing panel? I am a keen cyclist and am happy to travel upto 10miles to meet the conveyancer.
Feel free to make use of the tool on this page. Please pick a bank and your location and you will see a number of West Wickham conveyancing lawyers located nearest you. We have detailed some West Wickham conveyancing firms towards the end of this page and you can contact them to check if they are on the Godiva Mortgages Ltd panel
Why do West Wickham conveyancing costs are more expensive for leasehold and freehold properties?
Inevitably there is more work needed in leasehold conveyancing. West Wickham has many leasehold properties. There is more paperwork involved in the purchase: for example, the lease and leasehold information (including up to date service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.