Me and my partner are acquiring an apartment in Selsdon. My lawyer is not on the lender conveyancing panel. Is it possible for me to retain my Selsdon conveyancing solicitor even though they are excluded from the bank list of approved lawyers?
You have numerous choices available to you here
- Carry on with your existing Selsdon conveyancing practitioner but your mortgage company will no doubt appoint a lawyer from their conveyancing panel. The net result is additional fees and probable frustration.
- Get a new property lawyer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your property lawyer to apply to join the lender panel
We were just about to exchange contracts for a leasehold flat in Selsdon. We have hit a problem. Our mortgage offer with National Westminster Bank expires on 3/9/2020 but the sellers are putting forward a completion date of 7/9/2020. Can one prolong the mortgage offer?
The best person to deal with your concern is your solicitors who is in a position to determine if he or she is better off negotiating with the mortgage broker, vendor’s representatives, estate agents or possibly all parties taking into account what has gone on in your transaction as of today.
My wife and I have a 4 bedroom Edwardian property in Selsdon. Conveyancing lawyer represented me and Britannia. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Selsdon and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who conducted the purchase.
Just had an offer accepted on a new build apartment in Selsdon. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Selsdon
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are architect prepared.
Are there any apps to assist me to identify a Selsdon solicitor on the Chelsea Building Society conveyancing panel? I am a keen cyclist and am willing to travel upto 20kilometers to meet the conveyancer.
Feel free to make use of the facility on this page. Please pick a lender and your location and you will see a number of Selsdon conveyancing lawyers based on proximity. We have detailed some Selsdon conveyancing firms at the bottom of this page and you can call them to see if they are on the Chelsea Building Society panel
I acquired a property in Selsdon last 4/6/2019 and to date it is still not recorded with HM Land Registry. It is part of a development site and my solicitor told me that it can take over a year to complete the registration formalities. I have spoken with the Land Registry directly and they have informed me the initial application was cancelled due to failure to reply to requisitions. Should I be concerned?
It is your conveyancing practitioner that you must turn to here in order to satisfy any issues which have been raised as part of the registration formalities for your Selsdon property. Normal Selsdon conveyancing practice includes an undertaking on the part of the seller's property lawyer that they will assist in resolving any requirements raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.