Having sold my house in Old Woking last December but our buyer keeps whats apping me complaining that his conveyancer needs to hear from mine. What are the post completion sale legalities now that I have sold?
Following your disposal your lawyer is committed to deliver the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer should also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers solicitors. There is unlikely to be post completion steps unique to conveyancing in Old Woking.
Is it the case that all Old Woking solicitors on the Nationwide conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Nationwide approved list of solicitors they would need to be governed by the SRA. Some lenders do list licenced conveyancers on their panel in which case such firms would be overseen by the CLC.
The mortgage over my property is with Principality for my property in Old Woking. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Principality?
Your original mortgage agreement with Principality will provide that you need their approval before letting out your property as this is likely to be a breach of Principality’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Principality directly. It should not be necessary to do this via a Principality conveyancing panel lawyer.
My sealed bid on a property in Old Woking has been agreed to, the owners do however have a tied purchase. The owners have put an offer on on an apartment, but it’s not yet tied up, and are looking at other apartments booked. I have chosen a high street conveyancing solicitor in Old Woking. What should be my next step? When should I get the mortgage application with Skipton started?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Old Woking conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the Skipton approved list. Regarding the subsequent stages this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. During a hot market some purchasers would apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they ask their property lawyer to proceed with searches.
Do commercial conveyancing searches reveal impending roadworks that could affect a commercial estate in Old Woking?
Its becoming the norm that commercial conveyancing solicitors in Old Woking will execute a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Old Woking. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Old Woking.
For each commercial conveyancing transaction in Old Woking it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Old Woking commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Old Woking.
I'm purchasing a new build house in Old Woking with the aid of help to buy. The developers refused to budge the price so I negotiated 6k of extras instead. The property agent advised me not inform my solicitor about this side-deal as it would put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a leasehold apartment up to £195,000 and found one close by in Old Woking I like with open areas and railway links in the vicinity, the downside is that it's only got 49 remaining years left on the lease. I can't really find anything else in Old Woking for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a mortgage the shortness of the lease will likely be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
My partner and I recently become aware that one of the partners of the conveyancing practice handling the purchase conveyancing in Old Woking is is the sister of the seller. Is this allowed?
Provided there is no conflict of interest this is permitted. Where you are requiring mortgage finance then the mortgage company may have a say as many mortgage companies have specific requirements concerning this. For example for Halifax Loans as of 14/6/2025, the requirements read as follows :