We are a couple about to exchange contracts for a freehold house in Knaphill. We have hit a problem. The loan offer with Bank of Ireland runs out on 14/4/2026 but the sellers are insisting on a completion date of 16/4/2026. Is it possible to prolong the loan offer?
The best person to deal with your issue is your lawyer who should determine whether they should be discussing with the mortgage company, seller’s lawyers, selling agents or indeed all three given the circumstances your conveyancing to date.
Do lenders provide you with an approved list of Knaphill conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?
Knaphill conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
I am considering applying for a UBS mortgage for purchase of a new build (under development) in Knaphill with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for UBS ?
There is nothing to stop you using your solicitor, but UBS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is it correct that all Knaphill CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing list of approved solicitors?
It is true that some banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
My partner and I are spending time looking at houses in Knaphill and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this point? I intend to finance via a home loan with Barclays.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are getting a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.
After what seems like an age I have had an offer on a flat in Knaphill accepted, but there is a chain. The vendors have put an offer on a property, but it’s not been accepted yet, and have viewings of other flats in the pipeline. I have instructed a high street conveyancing solicitor in Knaphill. What should be my next step? When should I get the mortgage application with Nottingham started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Knaphill conveyancing search fees, etc). The first thing to do is ensure that your conveyancing practitioner is on the Nottingham conveyancing panel. Regarding the next stages this very much dictated by the uniqueness of your transaction, desire for this property and on the state of the market. In a rising market the majority of buyers will apply for a home loan with Nottingham and arrange for the valuation and only if it was satisfactory would they request their conveyancing practitioner to press on with the conveyancing in Knaphill.
I require fast conveyancing in Knaphill as I am under pressure to sign on the dotted line inside 2 weeks. Luckily I do not need a mortgage. Can I escape the need for conveyancing searches to save fees and time?
As you are not obtaining a home loan you have the choice not to do searches although no solicitor would suggest that you don't. With lots of history conveyancing in Knaphill the following are examples of what can appear and therefore affect future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
How difficult is it to change conveyancer as I need to instruct a firm on the Clydesdale conveyancing panel. I hired a family conveyancing solicitor in Knaphill five minutes from me but the firm is not accepted by Clydesdale
We will our best to assist in finding you a conveyancing solicitor in Knaphill on the Clydesdale panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Knaphill. Using the find a conveyancing solicitor tool on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Knaphill.