How up to date is your search tool for Chobham conveyancing solicitors on the TSB conveyancing panel? Do TSB send you an updated list?
Chobham conveyancing firms themselves provide us confirmation that they are on the TSB conveyancing panel as opposed to being supplied with a list from TSB directly.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Chobham. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/4/2025, the requirements read as follows :
I am the single beneficiary of my late mum's will with all property in now in my sole name, including the house in Chobham. Conveyancing formalities meant that the Land Registry date was in March. I plan to dispose of the house. I do know about the CML six month 'rule', meaning my property ownership will be considered the same way as though I had purchased the property in March. Is the property unsalable for six months?
The CML handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How practical a view mortgage companies take of it, depend on the bank as this clause primarily exists to capture subsales or the quick reselling of property.
Is there a list of Skipton panel solicitors in Chobham on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings available on the web. If you are in need of a Chobham conveyancing practitioner on the Skipton please use our facility.
I have paid off my mortgage with Principality. I assume I don't need a Chobham conveyancing practitioner on the Principality panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
Do commercial conveyancing searches reveal proposed roadworks that could impact a commercial property in Chobham?
Many commercial conveyancing solicitors in Chobham will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in sourcing accurate data on highways that impact buildings and development assets in Chobham. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chobham.
For each commercial conveyancing transaction in Chobham it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Chobham commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not conducted for domestic conveyancing in Chobham.
Are there restrictive covenants that are commonly picked up during conveyancing in Chobham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Chobham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing solicitor for purchase conveyancing in Chobham. I have discover a web site which appears to be the ideal solution If it is possible to get all this stuff completed via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?