I require conveyancing for an apartment in a fairly new development (five years old) in Cobham. The vast majority the appartments have already been occupied. Do I need carry out the neighbourhood searches as part of conveyancing in Cobham?
If you getting a loan, your bank will need some (many) of the searches so you'll have no choice. If not, then Cobham conveyancing searches are optional. No doubt your conveyancer, will 'advise', perhaps in the strongest possible terms, that you should have the searches done, but he or she has a professional duty to do this. One thing to bear in mind; if you are likely to sell the house one day, it may be of interest to your future buyer what the searches contain. Sometimes houses with no practical issues can still throw up adverse search results. But if you choose to instruct your lawyer to proceed without searches then your lawyer will have to follow your instructions or you will need to switch to an alternative solicitor for your conveyancing in Cobham.
As a FTB what is the most important advice you can impart about purchase conveyancing in Cobham?
Not many law firms or advisers will tell you this but conveyancing in Cobham or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there exists lots of opportunity for confrontation between you and others involved in the legal transfer of property. E.g., the vendor, selling agent and even potentially your bank. Selecting a law firm for your conveyancing in Cobham should not be taken lightly as your conveyancer is your adviser, and is the SOLE person in the transaction whose interest is to look after your best interests and to protect you.
There is a worrying creep in the "blame" culture- someone must be blamed for the process being so protracted. You your first instinct should be to trust your lawyer above the other parties in the conveyancing process.
We are purchasing a apartment in Cobham. It might be a silly question but how we can trust a conveyancer? On completion day we have to put money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Intending to buy a maisonette in Cobham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cobham lawyer is on the Barclays conveyancing panel.
Principality have agreed my home loan in principle, my bid on a house in Cobham has been accepted, what happens next?
The estate agent will wish to know who your solicitors are (ensure that the conveyancers are on the bank’s approved list). Call up Principality or the broker and finalise any appropriate paperwork. Principality will sellect a valuer who will get in touch with the estate agent or seller to arrange an appointment. Once carried out (assuming no problems) it takes on average a week to receive the mortgage offer. Principality will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Cobham.
My wife and I own a semi-detached Edwardian house in Cobham. Conveyancing solicitor acted for me and Coventry Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cobham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing practitioner who carried out the work.
What does commercial conveyancing in Cobham cover?
Commercial conveyancing in Cobham incorporates a wide range of services, given by qualified solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
Can a conveyancer remove a name from the title of my home in Cobham ?
Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a conveyancer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a solicitor