I am searching for value for money property lawyer. Should I go for for an online conveyancer or a high street Cobham conveyancing lawyer?
Generally conveyancing solicitors in your area will benefit from excellent connections with your local authority, which could help with the Cobham conveyancing searches that your lawyer will need to carry out. It can only be a plus if they enjoy existing connections with the Land Registry overseeing your area Cobham, other lawyers in the area and Cobham selling agents.
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Cobham. Do I receive the keys to the property on the completion date from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Cobham?
There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the owner’s lawyers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. Usually this happens between 1 and 3pm.
We previously chose solicitors with offices in Cobham on the Santander solicitor approved list. They are now charging me a further fee for the legal aspects of the Santander mortgage. Is this a supplemental conveyancing fee specified by Santander?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner may levy a fee for this. This charge is not dictated by Santander but by your Cobham conveyancing practitioner. Numerous firms on the Santander panel will charge ’dealing with mortgage’ fee and others do not.
I can not work out if my mortgage offer requires a lease extension. I have called into my local Cobham bank branch on various occasions and was informed it wasn't a problem and they would lend. My Cobham conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your conveyancer must follow the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I am close to exchanging contracts on the sale of our house in Cobham and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Cobham lawyer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in Cobham. We have lived in Cobham for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain confirmation need.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I am buying a new build apartment in Cobham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Cobham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
My company is looking to take an assignment of a lease of an office on a shopping parade. Can you recommend lawyers offering fixed charges for commercial conveyancing in Cobham for under £2000?
We are happy to recommend firms who have well rounded knowledge of commercial conveyancing in Cobham, including the sale and purchase of businesses as well as simply property. If you are intending to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right solicitor. As for the charges this will depend on the structure and terms of the proposed transaction. Let us have your contact information or telephone us so that we may provide you with a fixed commercial conveyancing calculation.
My brother has encouraged me to use his lawyers for conveyancing in Cobham. Should I find my own conveyancer?
Much as we are happy to recommend a Cobham conveyancing lawyer the ideal way to find a conveyancing lawyer is to get guidance from friends or relatives who have previously instructed the firm that you are considering.