My previous conveyancer has sent a quote for £1350 for no sale no fee conveyancing in Hanworth. I am selling a Edwardian house for £175,000. Are the quoted fees excessive? Is it above the norm for conveyancing in Hanworth?
The charges are a tad high. If you are prepared to spend time scrutinising quotes you might trim some of the cost by say £100 plus VAT. On the other hand, you couldlive to regret opting for an an untested conveyancer. Don't forget to enquire the conveyancer can also act for your lender. Do make use of our comparison tool to choose a Hanworth conveyancing firm on the lender’s conveyancing panel which can often include conveyancing solicitors in Hanworth.
Can your site be used to recommend a Conveyancing solicitor in Hanworth even if I’m not purchasing or disposing of a house, for instance if I intend to acquire an office in Hanworth with a mortgage from Nottingham Building Society?
Our search tool is predominantly used to find domestic conveyancing solicitors in Hanworth but we have recorded at the bottom of this page a selection of Hanworth commercial conveyancing firms. You should make contact with the company directly to see if they are also authorised to represent Nottingham Building Society
Do I need to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Hanworth so that I can attend their offices if required.
As opposed to 15 years ago, almost all banks no longer require their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to supply identification documents and there are still distinct benefits to using a local ayer, in your case a conveyancing solicitor in Hanworth.
Please help - my lawyer advises that lack of right of way insurance is required on my purchase. What is the level of cover for Hanworth conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
We had instructed conveyancers with offices in Hanworth on the Bank of Ireland solicitor panel. They have just billed me a further sum for handling the Bank of Ireland mortgage. Is this an additional conveyancing fee set by Bank of Ireland?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer is entitled to charge a fee for this. This charge is not set by Bank of Ireland but by your Hanworth lawyer. Some firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee but some firms include it on their overall fee.
I am due to exchange contracts on my flat. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Leeds Building Society are being problematic. The Hanworth solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I opted to have a survey carried out on a property in Hanworth ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some lenders tend not grant a mortgage on this type of home.
It varies from the lender to lender. HSBC has different requirements from Nationwide. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hanworth. Conveyancing will be smoother if you use a solicitor in Hanworth especially if they are accustomed to such properties in Hanworth.
My conveyancer in Hanworth has requested from me ID documents asserting that this forms part of his obligations as a conveyancer on the bank Solicitor panel. Am I being spun a yarn?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not unique to conveyancing in Hanworth