My husband and I are purchasing a 1 bedroom apartment in Hanworth with a mortgage. We wish to retain our Hanworth conveyancer, but the mortgage company advise she’s not on their "panel". It appears that we have little option but to select one of the lender panel solicitors or continue with our Hanworth conveyancer as well as pay for one of their panel lawyers to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Hanworth conveyancing lawyer to apply to be on the conveyancing panel.
My brother and I have recently acquired a property in Hanworth. We have since encountered a number of issues with the property which we consider were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that needed to have been carried out for conveyancing in Hanworth?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Hanworth. Conveyancing searches and investigations undertaken as part of the buying process are carried out to help avoid problems. As part of the process, a property owner fills in a questionnaire called a SPIF. answers ends up being misleading, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hanworth.
I am downsizing from our house in Hanworth and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Hanworth lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing practice as opposed to a conveyancing solicitor in Hanworth. We have lived in Hanworth for 5 years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing firm already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I've recently found out that there is a flying freehold issue on a property I put an offer in last month in what should have been a quick, no chain conveyancing. Hanworth is where the house is located. Is there any advice you can impart?
Flying freeholds in Hanworth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hanworth you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hanworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my property. My previous solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Hanworth if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in Hanworth. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
I am using a search engine for the words on line conveyancing in Hanworth it shows results of numerous solicitorslocally. How do I determine which is the suitable conveyancer for purchase transaction?
The preferential method of seeking the right conveyancer is via trusted recommendation, so ask friends and relatives who have bought a property in Hanworth or a reputable estate agent or mortgage broker. Costs for conveyancing in Hanworth vary, so it's advisable to secure at least three fee calculations from varying types of conveyancers. Be sure to secure confirmation what costs in the quote includes.