My best friend’s sister is a conveyancing practitioner. I hope that I will be offered preferential pricing for conveyancing, but if not, what level of fees should I be expecting for conveyancing in Guildford?
It’s a good idea to seek two or three conveyancing quotes. Do use our search tool on this page. Whilst quotes may vary but service levels do differ between property lawyers as is true with most professions.
We are purchasing our first property. The conveyancer has calledto see if we want to take out extra conveyancing searches. We are really unsure what's appropriate for conveyancing in Guildford
The range of Guildford conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the locality and risks, your general approach to risk. What matters is that you adequately understand what information each search could give you. Then you can make a decision if you personally think you need that search. If in doubt, ask your lawyer to recommend.
My husband and I are at the point of looking at apartments in Guildford and I am now considering a potential offer. Is it sensible to have a solicitor on ‘stand by’? I intend to finance via a mortgage with Virgin Money.
It would be advisable to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are getting a mortgage with Virgin Money, make sure you remember to check that your lawyer is on the Virgin Money conveyancing panel.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Guildford lawyer on the RBS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I recently had an offer agreed on a house in Guildford. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £175. A few days later, the lawyer called me to say that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I bought my flat on 6 June and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Guildford advises it would be registered inside ten days. Are properties in Guildford uniquely lengthy to register?
As far as conveyancing in Guildford is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can vary subject to who lodges the application, whether it is in order and whether the Land registry must send notices to any other persons or bodies. Currently in the region of three quarters of such applications are completed within two weeks but occasionally there can be protracted delays. Historically registration takes place after the buyer has moved in to the property thus an expedited registration is not typically primary concern but where there is a degree of urgency associated with the registration then you or your solicitor must contact the land registry and explain the circumstances.
I am using a search engine for the words cheap conveyancing in Guildford it brings up many solicitorslocally. How do I determine which is the suitable conveyancing solicitor for purchase transaction?
The preferential method of choosing a suitable conveyancer is through a personal recommendation, so ask friends and family who have bought a property in Guildford or the respected estate agent or financial adviser. Costs for conveyancing in Guildford vary, so it's advisable to obtain at least four estimates from different conveyancers. Make sure that you know that the charges are assured not to to be inflated.
I have recently had an offer accepted on an apartment in Guildford and the broker that we are dealing with suggested his conveyancing practitioner. They quoted a thousand pounds excluding VAT and disbursements. Does this sound reasonable?
You should not rely on 1 estimate. One should obtain like-for-like quotes for your conveyancing in Guildford. Then pick one that you trust and just as important, is on the approved panel of the lender that you have applied for a mortgage from.