A mortgage offer from HSBC for the remortgage of my single bedroom garden flat is due imminently. Are you able to propose a low cost conveyancing practitioner in Old Stratford?
This site is not designed to aid those in their quest for a cheap conveyancing in Old Stratford. Our aim is to provide excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing brokers offering low cost conveyancing in Old Stratford. Optimistically, in choosing a lawyer for low cost conveyancing, you will end up with what you pay for and at worst it will result in you being stung for additional fees and still not get the service expected.
Please could you vouch for a Godiva Mortgages Ltd accepted Old Stratford conveyancing conveyancer who can have us moved in within a short deadline? Would it be better to use a local Old Stratford practice or a national firm?
We would be happy to suggest some excellent Old Stratford conveyancing firms. You can also walk up the high street in Old Stratford. Visit two or three law practices and ask to speak with a conveyancing solicitor for a fee estimate. Explain your requirements together with your reasons and get an assurance on your deadline. Select the one that appears most efficient.
I am downsizing from our house in Old Stratford and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local conveyancer would know this is not the case. For the life of me I don't know why the purchasers are using a web based conveyancing practice as opposed to a conveyancing solicitor in Old Stratford. Having lived in Old Stratford for 4 years we know of no issue. Should we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am purchasing a new build house in Old Stratford with a loan from TSB. The builders refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not reveal to my lawyer about this extras as it may impact my mortgage with TSB. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Old Stratford is the location of the property. Can you offer any advice?
Flying freeholds in Old Stratford are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Old Stratford you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Old Stratford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My partner has recommend that I appoint his conveyancers in Old Stratford. Should I find my own conveyancer?
No doubt the best way to find a conveyancing practitioner is to seek referrals from friends or family who have actually used the conveyancer you're considering.