Find a Lender-Approved Local Conveyancer in Buckingham

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Buckingham Conveyancing Statistics*

  • 1 88% freehold and 12% leasehold conveyancing in Buckingham for this year to date
  • 2 Average time frame of 44 days for registration of title in Buckingham
  • 3 Average Stamp Duty Payable for this year to date was £12,659
  • 4 The most common indemnity insurance policies for Buckingham conveyancing is Chancel
  • 5 August was the busiest month and September was the next busiest month while April was the least busiest month of the year for conveyancing in Buckingham

Examples of recent conveyancing in Buckingham since January 2024*

Recently asked questions about conveyancing in Buckingham

My partner and I are looking to buy a flat in Buckingham and are in fact using a Buckingham conveyancing firm. Within the past 48 hours our solicitor has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Britannia have this evening contacted us to advise us that there is now an issue as our Buckingham solicitor is not on their approved list of lawyers. What do we do from here?

When purchasing a property with mortgage finance it is normal for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Buckingham lawyers, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

What does my ID and proof of funds have anything to do with my conveyancing in Buckingham? Is this really necessary?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with prior to agreeing to accepting their conveyancing business. The Terms of Engagement that you are required to sign should confirm this. Your lender will also require certain documents to be checked. Where you refuse to provide identification documents, your lawyer will not be able to take you on as a client.

The Buckingham conveyancing solicitors that just started acting on my purchase in Buckingham have suddenly closed. I chose them because I had to have a firm on the Yorkshire BS conveyancing panel and my previous Buckingham lawyer was not. I paid them money in advance. What are my options?

Assuming that you have an Estate Agent in the equation then let them know straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Yorkshire BS conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help.

I'm purchasing my first flat in Buckingham benefiting from help to buy. The sellers refused to move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not reveal to my conveyancer about this deal as it could impact my loan with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Buckingham is the location of the property. Can you shed any light on this issue?

Flying freeholds in Buckingham are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Buckingham you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Buckingham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I own a leasehold flat in Buckingham. Conveyancing and The Royal Bank of Scotland mortgage are in place. A letter has just been received from someone claiming to own the freehold. It included a ground rent demand for rent dating back to 1995. The conveyancing practitioner in Buckingham who acted for me is not around. What should I do?

The first thing you should do is contact HMLR to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. There is no need to incur the fees of a Buckingham conveyancing lawyer to do this as you can do this on the Land Registry website for a few pound. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

I own a split level flat in Buckingham, conveyancing was carried out July 2006. Can you please calculate a probable premium for a statutory lease extension? Corresponding flats in Buckingham with over 90 years remaining are worth £216,000. The average or mid-range amount of ground rent is £50 invoiced every year. The lease terminates on 21st October 2093

With only 69 years remaining on your lease we estimate the price of your lease extension to span between £9,500 and £11,000 plus costs.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first getting professional advice.

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Sample of conveyancing solicitors in Buckingham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Buckingham but also conveyancing throughout England and Wales.

  • Lorimers, 25-26 West Street, Buckingham, Buckinghamshire, MK18 1HF
  • Archdeacon Russell & Co, Hampden House, 24a West Street, Buckingham, Buckinghamshire, MK18 1HE
  • Chandler Ray Limited, 22 West Street, Buckingham, Buckinghamshire, MK18 1HG
  • A.s.k. Legal Llp, 78 High Street, Winslow, Buckingham, Buckinghamshire, MK18 3DQ

Residential Landlord and Tenant Conveyancing solicitors in Buckingham

The list below is a small selection of solicitors in Buckingham with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Leasehold Valuation Tribunal proceedings

  • Archdeacon Russell & Co, Hampden House, 24a West Street, Buckingham, Buckinghamshire, MK18 1HE
  • Chandler Ray Limited, 22 West Street, Buckingham, Buckinghamshire, MK18 1HG

Commercial Conveyancing solicitors in Buckingham regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Buckingham specialising in commercial conveyancing in Buckingham. This should include advice on complex issues under the Landlord and Tenant Act of 1954
  • Chandler Ray Limited, 22 West Street, Buckingham, Buckinghamshire, MK18 1HG
  • A.s.k. Legal Llp, 78 High Street, Winslow, Buckingham, Buckinghamshire, MK18 3DQ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.