We see that you have a search directory identifying firms on the HSBC conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Little Oakley?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Little Oakley.
My Conveyancer in Little Oakley is not listed on the Bank of Scotland Solicitor Panel. Can I still use my family solicitor notwithstanding that they are not on the Bank of Scotland approved list?
The limited options available to you here include:
- Carry on with your existing Little Oakley lawyers but Bank of Scotland will need to instruct a solicitor on their panel. This will result in additional total legal charges and cause delays.
- Choose a new practitioner to act in the conveyancing, not forgetting to check they are on the Bank of Scotland panel
I'm purchasing a new build house in Little Oakley with a loan from Godiva Mortgages Ltd. The developers would not move on the amount so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my solicitor about the side-deal as it will adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Little Oakley before instructing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some banks will not issue a mortgage on such a house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Little Oakley. Conveyancing will be smoother if you use a solicitor in Little Oakley especially if they are accustomed to such properties in Little Oakley.
In what way can the Landlord & Tenant Act 1954 affect my business premises in Little Oakley and how can your lawyers assist?
The particular law that you refer to gives a safeguard to commercial leaseholders, granting the legal entitlement to make a request to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. Fees are different for commercial conveyancing. Little Oakley is one of the numerous locations in which our lawyers are based
I need to find a conveyancing solicitor for purchase conveyancing in Little Oakley. I've stumble upon a web site which looks to be the perfect solution If it is possible to get all this stuff completed via web that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?