My fiance and I are refinancing our apartment in Lyddington with Nottingham. We have a son approaching twenty who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is repossessed. I have a couple of questions (1) Is this form unique to the Nottingham conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Nottingham conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I am about to put an offer on a leasehold property in Lyddington. The property agents advise that it is the norm for flats in Lyddington to have less than 75 years left on the lease. I am getting a mortgage with Platform. Will the property be mortgageable given that the lease has Seventy One years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/6/2026 the requirements read as follows :
We are purchasing a victorian detached house in Lyddington. Our aim is to carry out a loft conversion at the property.Will legal due diligence on the property involve enquiries to determine if these alterations are permitted?
Your property lawyer should check the deeds as conveyancing in Lyddington will sometimes identify restrictions in the title documents which restrict certain works or require the consent of another owner. Certain extensions call for local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
Is it the case that all Lyddington solicitors on the Lloyds conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Lloyds conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of banks do list licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
Our sealed bid on a house in Lyddington has been agreed to, but there is a chain. The sellers have put an offer on a flat, but it’s not been accepted yet, and are looking at other apartments booked. I have instructed a high street conveyancing solicitor in Lyddington. What do I do now? At what stage do I apply for the mortgage with Principality?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is approx one thousand pounds, then survey, Lyddington conveyancing search costs, etc). First, you should ensure that your property lawyer is on the Principality conveyancing panel. Concerning the next stages this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. In a rising market many buyers will apply for the mortgage with Principality and pay for the valuation and only if it comes back ok would they ask their property lawyer to press on with the conveyancing in Lyddington.
It has been three months following my purchase conveyancing in Lyddington took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Lyddington is the location of the property. Can you shed any light on this issue?
Flying freeholds in Lyddington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lyddington you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lyddington may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I better off to instruct a Lyddington conveyancing solicitor based in the vicinity that I am hoping to buy? An old friend can handle the legal work but they are based 300kilometers away.
The benefit of a high street Lyddington conveyancing firm is that you can visit the firm to execute documents, present your ID and apply pressure on them where appropriate. They will also have local knowledge which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and they were content that should surpass using an unknown Lyddington conveyancing solicitor solely due to them being based in the area.