Me and my partner are acquiring an apartment in Weldon. My Solicitor is not on the mortgage company solicitor list. Am I still permitted to use my Weldon conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel?
You must have a solicitor to deal with the legal work required if you need a loan to buy your home. The lawyer will carry out all the appropriate investigations on the property, ensuring that you will be properly registered as the owner and ensure that all the necessary mortgage paperwork is dealt with. One can select a Weldon property lawyer of your choosing. Nevertheless, if the property lawyer selected is not on the bank approved list additional fees will be incurred as separate legal representation will be need by the lender. Lender panel applications may be submitted, so if your conveyancer has not in the past applied for membership they should do so.
Can your site be used to recommend a Conveyancing solicitor in Weldon even if I’m not buying or disposing of a house, for example where I want to buy a shop in Weldon with a mortgage from Yorkshire Building Society?
The service is mainly used to get a quote from residential conveyancing solicitors in Weldon but we have listed towards the end of this page some Weldon commercial conveyancing firms. You will need to speak with the solicitors directly to see if they can also act for Yorkshire Building Society
I am mortgaging my flat in Weldon, does my lawyer have to be on the Clydesdale Conveyancing panel?
There is nothing to stop you using your solicitor, but Clydesdale will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
We had chosen conveyancing lawyers based in Weldon on the Leeds Building Society solicitor approved list. They are now charging me a separate fee for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
Unfortunately, so long as it is in their Terms of Engagement or Quote then yes your conveyancer may levy a fee for this. This fee is not dictated by Leeds Building Society but by your Weldon property lawyer. Plenty of firms on the Leeds Building Society panel will charge ’dealing with mortgage’ fee and others do not.
I have decided to exercise my right to buy my property in Weldon off the council. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
Having read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Weldon solicitor - who is on the Co-operative conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Weldon postcode. As you are getting a mortgage with Co-operative, you could contact them to see if they have a list of approved surveyors in Weldon.
It has been 2 months following my purchase conveyancing in Weldon took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Given that I will soon spend hundreds of thousands of pounds on a house in Weldon I wish to have a conversation with the solicitor concerning theconveyancing ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer due to be carrying out your conveyancing in Weldon.There is no ‘factory style conveyancing’ - every client is unique person, not a file number. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Weldon should be the figure that you end up paying.