In the event thatI were to buy a freehold housein Weldon for cash and dispense with a survey and no local authority searches how much would I expect to have to pay for conveyancing in Weldon?
Any savings you would make would be isolated to the costs for searches. The property lawyer is required to do the vast majority of work - money laundering, liaising with the vendors property lawyer, SDLT submission, register the ownership etc. A slight saving might be made by not needing to register a mortgage however it will not be meaningful.
In researching mumsnet.com for an online lawyer in Weldon, many say that I should use a CQS kitemarked solicitor. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in buying or selling property, trusted by some of the UK's leading lenders. Four years ago the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. Weldon is one of the numerous areas in England and Wales where there are CQS solicitors.
I am helping my aunt sell her property in Weldon. Will the solicitor arrange an energy performance certificate or should I organise this?
After the demise of Home Packs, energy performance certificates was retained a compulsory part of selling a house. An energy assessment should be commissioned prior to the property being advertised. It is not as aspect of the sale process that conveyancers normally organise. If you are instructing a Weldon conveyancing lawyer they may be willing to arrange EPC’s given their contacts with reputable Weldon accredited person
I have paid off my mortgage with Co-operative. I assume I don't need a Weldon conveyancer on the Co-operative panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I am due to exchange contracts on my flat. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, TSB are being problematic. The Weldon solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are insisting on a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I am purchasing a property and the lawyer has referenced Chancel Repair to which the house could be obligated to pay because it falls into the area of such a church. She has suggested insurance. Is this strictly appropriate for conveyancing in Weldon
Unless a previous acquisition of the premises completed post 12 October 2013 you may assume that solicitors handling conveyancing in Weldon to remain recommending a chancel search and or insurance against a claim.
Have completed on a a detached house in Weldon , What is the estimated time for the Land Registry to register my proprietorship? My Weldon conveyancing solicitor works at snail pace, so I want to check that my ownership is recorded.
There is nothing unique about conveyancing in Weldon registration formalities. Rather than based on location, timescales can vary according to the party submitting the application, whether there are errors and if the Land registry have to notify any interested persons or bodies. Currently in the region of three quarters of submission are fully addressed within 12 days but some can be subject to protracted hold-ups. Registration is effected after the new owner has moved in to the premises so 'speed' is not typically top priority yet if it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for an expedited registration.
We are 14 days into a residential purchase having been directed to solicitors by the local agent to do our conveyancing in Weldon. I am not happy. Could you help me find new solicitors?
They would need to be very bad to suggest changing them. Has the loan offer been sent? In the event that it has you need to make them aware of the new conveyancer and get the loan are re-issued. The conveyancer should be on the lenders approved list to avoid escalating expenses and frustration. That should be your starting point. Our search tool should assist you in finding a bank approved lawyer for your home move in Weldon