Is there a reason to appoint a Walthamstow conveyancing practice when online conveyancers are cheap by comparison?
To take your time to find scrutinise conveyancing costs in Walthamstow and you should seek a competitive quote but don’t become consumed with sourcing the lowest priced Walthamstow conveyancer. Appointing the right conveyancer can be the distinction between a smooth and a distressing move. It is important that you ensure that you have expert guidance from a specialist solicitor. An e-mail can never replace a phone discussion and are no substitute for a face to face consultation. Our partner firms will allocate you a qualified and experienced conveyancing solicitor that will handle your conveyancing from start to finish, providing a level of hand holding that you rarely receive from an online conveyancer. Our lawyers will contact you regularly to update you as to headway and keep you informed. Should you need to call the office you will know who you need to speak to and they will ensure you are kept fully informed.
Due to move into my new home in Walthamstow next Tuesday. My conveyancer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the lender. What risks does the lender expect the insurance to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These obligations are not limited to conveyancing in Walthamstow.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Walthamstow. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 22/10/2025, the requirements read as follows :
I have been told that property searches are a common reason for stalling in Walthamstow conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of slowing down conveyancing in Walthamstow.
Me and my brother have a semi-detached Victorian property in Walthamstow. Conveyancing practitioner represented me and Nationwide Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Walthamstow and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing lawyer who conducted the work.
We have an offer in principle from Godiva Mortgages Ltd who said we could borrow up to £300k. At what point do I need to instruct a solicitor for conveyancing? Walthamstow is where we plan to move to.
You can appoint a property lawyer now so that the conveyancer can open the file so they can do their AML checks etc. If and when you wish them to start work you will be asked for a payment on account normally approximately £225. That should generally be once you have the loan offer from the lender and survey report, but should you wish to speed the process you can get going sooner even though you may be risking some expense.