I have just been advised by my mortgage broker that my Walthamstow solicitor is not on the bank Conveyancing panel. What can I do to be certain that this is indeed the case?
The first thing you need to do is to contact your Walthamstow conveyancer. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may be able to suggest a Walthamstow conveyancing firm that is on the approved list of lawyers for your mortgage company.
I am the registered owner of a freehold residence in Walthamstow but still pay rent, why is this and what is this?
It’s unusual for properties in Walthamstow and has limited impact for conveyancing in Walthamstow but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.
Old rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
I am about to put a bid on a leasehold property in Walthamstow. The selling agents advise that it is the norm for flats in Walthamstow to have less than 75 years unexpired on the lease. I am getting a mortgage with Bank of Ireland. Is this going to be acceptable if the lease has 72 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/7/2026 the requirements read as follows :
We are close to exchanging contracts on the sale of our home in Walthamstow and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the buyers used a national conveyancing practice rather than a conveyancing solicitor in Walthamstow. Having lived in Walthamstow for many years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification need.
It would appear that you have a conveyancing firm already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I decided to have a survey completed on a property in Walthamstow prior to retaining solicitors. I have been told that there is a flying freehold element to the property. The surveyor has said that some lenders tend not issue a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Walthamstow. Conveyancing may be slightly more expensive based on your lender's requirements.
I am hoping to sign contracts shortly on a studio apartment in Walthamstow. Conveyancing solicitors assured me that they report fully on Monday. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Walthamstow should include some of the following:
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It needs to be made clear to you if the lease permits you to alter or upgrade aspects of the premises- you should be made aware as to whether it applies to all alterations or limited to structural alteration, and whether permission is mandated necessary The length of the lease term. You should receive guidance as what happens when the lease ends, and aware of the importance of not letting the lease term falling below eighty years The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. You should be told what constitutes a Nuisance in the lease
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can one apply to the Leasehold Valuation Tribunal? Can you recommend a Walthamstow conveyancing firm to act on my behalf?
Most certainly. We can put you in touch with a Walthamstow conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Walthamstow residence is 12 Nutfield Road in July 2014. the Tribunal judged that the price to be paid by the applicants for the freehold interest should be £19,572 This case affected 2 flats. The unexpired lease term was 72.02 years.