It has come to my attention via my mortgage adviser that my Stratford the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be certain that this is indeed the case?
The best course of action for you to take is to contact your Stratford conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Stratford conveyancing practice that is on the approved list of lawyers for your mortgage company.
Do the Building Society Association intend to launch a search tool with a view to to identify solicitors on the Coventry BS conveyancing panel for instance in Stratford?
We are not aware of any plans on the part of the BSA to develop such a tool.
Two weeks ago we had a mortgage agreed in principle with Coventry BS. Stratford conveyancing practitioners have been selected. What is the average time that one could expect to receive a mortgage offer from Coventry BS?
Some lenders take longer than others. Have Coventry BS conducted the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
The formalities of my purchase has taken place for my property in Stratford. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My offer was accepted on a property in Stratford on 15/12/2022, valuation was booked 3 days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Santander and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Santander conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
My colleague recommended that if I am buying in Stratford I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes included in the estimate for your Stratford conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Stratford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Stratford Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Stratford.
Hoping to buy a property located in Stratford and I am already nervous. I couldn't find anything specific about Stratford. Conveyancing will be needed in due course but do you know about the Stratford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Stratford. In the meantime here are some basic statistics that we found
Do online conveyancing organisations undertake everything a local Stratford solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Stratford?
If you instruct an online conveyancer they should cover all the work your Stratford solicitor will cover.