We are buying a 3 bedroom apartment in Halewood with a mortgage. We wish to retain our Halewood lawyer, however the mortgage company advise she’s not on their "panel". It seems we have little option but to select one of the bank panel solicitors or retain our Halewood conveyancing practitioner and pay for one of their panel ones to act for them. We regard this is unjust; are we not able to require that the bank use our Halewood conveyancing practitioner ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Halewood conveyancing lawyer to apply to be on the conveyancing panel.
We are a couple about to sign contracts for a garden flat in Halewood. We have hit a problem. The mortgage offer with Bank of Scotland expires on 24/6/2024 but the vendors are insisting on a completion date of 26/6/2024. Is it possible to extend the mortgage offer?
The person best placed to deal with your question is your conveyancer who will determine whether they corresponding with the mortgage company, vendor’s solicitors, estate agents or indeed all three based on the history of your conveyancing to date.
A relative recommended that if I am purchasing in Halewood I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes quoted for as part of the standard Halewood conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Halewood around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Halewood Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Halewood Education with maps and statistics, Local Amenities and other useful data concerning Halewood.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Halewood is the location of the property. Can you shed any light on this issue?
Flying freeholds in Halewood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Halewood you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Halewood may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Is it possible to transfer to a new firm as I have to appoint a firm on the Nationwide Building Society conveyancing list. I was using a local conveyancing solicitor in Halewood five minutes from me but she is not accepted by Nationwide Building Society
We will our best to assist in finding you a conveyancing solicitor in Halewood on the Nationwide Building Society panel. Please note that the conveyancers that we on the directory do not pay us commission if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Halewood. In making use of the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Halewood and throughout England and Wales.
As co-executor for the will of my uncle I am selling a residence in Cardiff but reside in Halewood. My solicitor (approximately 250 miles from mehas requested that I sign a statutory declaration prior to the transaction finalising. Could you suggest a conveyancing practitioner in Halewood to witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are located in Halewood