About to place a bid on a leasehold property in Higher Kinnerton. The property agents advise that it is normal for flats in Higher Kinnerton to have less than 75 years left on the lease. I am expecting a loan with Bank of Ireland. Is this going to be acceptable if the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 20/3/2025 the requirements read as follows :
What is your number one tip for choosing a conveyancing solicitor in Higher Kinnerton
Do not opt for the cheapest Higher Kinnerton conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are purchasing a detached bungalow in Higher Kinnerton. We would like to carry out an extension to the side at the property.Will the conveyancing process involve enquiries to see if these works are prohibited?
Your solicitor will review the registered title as conveyancing in Higher Kinnerton can occasionally identify restrictions in the title documents which restrict certain works or require the permission of another owner. Certain works call for local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
I recently had an offer agreed on a house in Higher Kinnerton. My mortgage broker recommended their conveyancers. I paid an advanced payment of £225. A couple of days later, the solicitor called me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother own a renovated Georgian property in Higher Kinnerton. Conveyancing practitioner acted for me and National Westminster Bank. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Higher Kinnerton and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing practitioner who completed the work.
Just had an offer accepted on a new build apartment in Higher Kinnerton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Higher Kinnerton
-
Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.
I am 18 days into a freehold purchase having been referred to solicitors by the high street agent to handle our conveyancing in Higher Kinnerton. I am am starting to be dissatisfied with the quality of service. Could you help me find new lawyers?
A conveyancer would need to be very poor to suggest changing them. Has your mortgage offer been sent? In the event that it has you must inform them of the replacement lawyer and ensure the offer are re-sent. Your solicitor ideally should be on the banks panel to avoid added charges and complications. So that should be your starting point. Our search tool can help you find a lender approved solicitor for your home move in Higher Kinnerton
I note that you have a search directory identifying solicitors on the bank conveyancing panel. Do Higher Kinnerton conveyancing firms pay you a commission if I instruct them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Higher Kinnerton.