I am obtaining a mortgage offer from Lloyds. My intention is to instruct a Licensed Conveyancer in Chester. Does the Lloyds Solicitor panel include Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Do the conveyancing lawyers that you recommend execute attended exchange conveyancing in Chester?
There are a few conveyancing experts who can conduct personalised exchanges. You should call us to obtain a fee calculation and details as to dates.
I purchased a freehold residence in Chester but still charged rent, why is this and what is this?
It is rare for properties in Chester and has limited impact for conveyancing in Chester but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.
Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
Are the BSA intent on creating a searchable register to to identify practices on the Coventry BS conveyancing panel for example in Chester?
We are not aware of any intention on the part of the BSA to promote such a search facility.
I am looking for a conveyancing lawyer in Chester for my purchase. Is it possible to check a firm’s complaints history with the profession’s regulator?
Members of the public can find presented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training requirements.
I am on look out for some leasehold conveyancing in Chester. Before I get started I would like to find out the number of years remaining on the lease.
Assuming the lease is recorded at the land registry - and most are in Chester - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Chester Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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The best form of lease structure is a share of the freehold. In this situation the leaseholders enjoy control and even though a managing agent is frequently employed where the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. Please note that where the lease has no more than 80 years it will impact the marketability of the property. It is worth checking with your lender that they are willing to go ahead with the loan given the lease term. A short lease means that you will most likely require a lease extension sooner rather than later and it is worth discovering how much this will be. For most Chesterlease extensions you would be be obliged to have been the owner of the residence for two years in order to be entitled to exercise a lease extension.