I am expecting a offer of a home loan from Santander. I intend to instruct a Licensed Conveyancer in Chester. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to sign contracts for a ground floor flat in Chester. We have hit a problem. Our mortgage offer with Nationwide Building Society expires on 14/6/2021 but the sellers are insisting on a completion date of 16/6/2021. Is it possible to prolong the loan offer?
The person best placed to address this issue is your lawyer who will assess if they corresponding with the lender, vendor’s representatives, estate agents or indeed all three based on the history of your house move to date.
Will commercial conveyancing searches reveal proposed roadworks that may affect a commercial land in Chester?
Many commercial conveyancing solicitors in Chester will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Chester. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chester.
For each commercial conveyancing transaction in Chester it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may cause delays to Chester commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in Chester.
The deeds to my property are lost. The conveyancers who dealt with the conveyancing in Chester 10 years ago are no longer around. What are my options?
You no longer need to hold title official documentation to prove you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Chester is the location of the property. What do you suggest?
Flying freeholds in Chester are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chester you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chester may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My conveyancers in Chester have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the bank. Is it case that being on the lender conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the mortgage company directly.