I do hope you can assist me. My Acrefair conveyancer is advising me that he has toorder Acrefair conveyancing searches asthe firm are on the Santanderapproved lawyer panel. Do I not have any options here?
You have limited options available to you. Given that you are taking out a loan with a bank your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Acrefair conveyancing searches.
Are the Acrefair conveyancing solicitors identified as being on the Kent Reliance conveyancing panel, together with their details provided by Kent Reliance?
Acrefair conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
I am purchasing a house and the solicitor has referenced Chancel Repair to which the property may be obligated to contribute to because it falls into the area of such a church. She has recommended insurance. Is this really appropriate for conveyancing in Acrefair
Unless a previous purchase of the property completed post 12 October 2013 you may assume that conveyancing practitioners conducting conveyancing in Acrefair to continue to recommend a chancel search and or chancel repair liability policy.
I decided to have a survey carried out on a house in Acrefair ahead of instructing conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some lenders may refuse to grant a mortgage on a flying freehold property.
It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Acrefair. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Acrefair to see if the conveyancing costs will increase in light of this.
How do I use your search facility to select a conveyancing lawyer in Acrefair on the approved list for my bank?
Step one is to pick a bank such as Accord Mortgages Ltd, The Royal Bank of Scotland or Nottingham Building Society then specify your preferred area such as Acrefair. Conveyancing practices in Acrefair and further afield should be shown.
Do I cancel my mortgage payments with Barclays once a completion date for my sale in Acrefair has been agreed?
No, you should continue paying any mortgage payments to Barclays until the mortgage is discharged on completion as part of your Acrefair conveyancing.